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Charge Card - Many options from AMEX |
Charge cards are a type of payment card that require customers to pay their balance in full each month and thus do not have an interest rate or involve finance charges. Charge cards also feature no-preset spending limits that automatically adjust to customers' spending patterns, offering needed flexibility for travel and entertainment expenditures. American Express first introduced the charge card in 1958 and continues to dominate this segment of the payment cards market.
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Search through the Charge Cards below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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American Express® Preferred Rewards Green Card |
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- Earn 5,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $50 gift card!
- No Pre-set Spending Limit
- No annual fee for the first year - $95 Thereafter
- Complimentary enrollment in our award winning Membership Rewards® program.
- Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
- Transfer points to 17 frequent flyer programs
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $95 Thereafter* |
N/A* |
Excellent/Good Credit* |
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American Express Platinum Card® |
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- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one domestic round-trip airline ticket!
- No Pre-set Spending Limit
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450.00* |
N/A* |
Good Credit* |
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American Express® Preferred Rewards Gold Card |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $125 Thereafter* |
N/A* |
Excellent/Good Credit* |
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Charge Cards for Business |
Charge cards are a type of payment card that require customers to pay their balance in full each month and thus do not have an interest rate or involve finance charges. Charge cards also feature no-preset spending limits that automatically adjust to customers' spending patterns, offering needed flexibility for travel and entertainment expenditures. American Express first introduced the charge card in 1958 and continues to dominate this segment of the payment cards market.
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The Gold Card from American Express OPENSM |
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- Earn rewards to reinvest in your business
- Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards(R) program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st year None; $125 Thereafter* |
N/A* |
Good Credit* |
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Business Platinum Card® |
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- Complimentary airport club access, now including American Airlines Admirals Club® lounges
- Personal Concierge service on business travels
- The Platinum Office Program, offering access to 950 internet-equipped business lounges in 400 major cities worldwide
- Membership Rewards® program: Complimentary enrollment in Membership Rewards First®, and no linkage fees for Additional Cards
- No pre-set spending limit*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$450.00* |
N/A* |
Good Credit* |
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* See the online charge cards applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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