Maturing Loans
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When a spouse dies, how do you pay off their debt? -- When a spouse dies, how debt becomes your responsibility ... (more) When a medical crisis empties retirement funds -- What steps to take to restore retirement funds after a medical crisis. ... (more) Buying investments with credit cards? It's unavailable, and unwise -- Laws and regulations exist that determine and limit how much you can use borrowed funds (including credit cards) to purchase investments. ... (more) What to do when a family member forges credit card applications in your name -- When a family member forges your name on credit card applications, you have two choices: Pay the bill or prosecute, says Maturing Loans columnist Alan Klayman. ... (more) Low interest rate and rewards credit cards can put cash back in your pocket -- With food and gas prices escalating, Americans need to budget more carefully than ever before, including resisting the short-term solution of charging up debt on credit cards. ... (more) Does it pay to reduce card debt before death? -- A reader faces terminal illness and significant credit card debt. She wonders if the debt, since it is unsecured, will have to be paid out of her estate when she dies. ... (more) Who's responsible for a deceased spouse's card debt? -- When a spouse dies, credit card debt may or may not be passed along to a widow. ... (more) Five-year-old credit card debt has debt collectors calling -- With a job loss and 5-year-old credit card debt and only Social Security income, a reader needs a lot of help -- starting with knowing her rights, says Maturing Loans columnist Alan Klayman. ... (more) Balancing rising expenses against a fixed income -- When investing in retirement property, make sure you calculate how rising future real estate taxes will impact the expense of ownership over time. ... (more) A late start retirement plan: Use tax advantaged savings options -- Save up for retirement at any age with tax advantaged retirement plans. ... (more) Relatives must be careful when asked to co-sign on a credit card. -- Relatives must be careful when asked to co-sign on a credit card. ... (more) When your parents' debt problems need attention -- Seniors can easily become overwhelmed with credit card debt. Here's some advice how to help them. ... (more) Setting up investments to create guaranteed income in retirement -- Maturing Loans columnist Alan Klayman weighs the benefits of creating an income strategy in retirement against the standard investment strategy. ... (more) One-stock investments are risky ventures in retirement -- Maturing Loans columnist Alan Klayman advises against the one-stock retirement bet and says the best way to generate income is through a well-planned income strategy. ... (more) In retirement, the thinking about retirement and income changes -- In retirement, the thinking about retirement and income changes ... (more) 8 tips for squeezing the last dollar out of a budget -- It's tough to make ends meet on a fixed income. To do it, you have to squeeze the spending hard as you can, says 'Maturing Loans' columnist Alan Klayman. ... (more) Entering retirement with credit card debt -- Carrying credit card debt into retirement requires a plan.
... (more) Compare and analyze investment choices after retirement funds are maxed out -- With extra cash on hand, is it best to invest in paying down the mortgage or investing in mutual funds? Maturing Loans columnist Alan Klayman knows. ... (more) Retired, with too little income and too much in property taxes -- Living just off her Social Security income, a 72-year-old woman asks columnist Alan Klayman how to go about paying her property taxes on such a small fixed income. ... (more) How to maintain retirement lifestyle while managing debt -- Debt complicates the calculation on how much you'll need to retire in comfort, says 'Maturing Loans' columnist Alan Klayman. ... (more) Laid off, debt climbing -- If you have savings, there are ways to decrease reliance on credit cards by setting up a short-term income strategy, says Alan Klayman in the debut 'Maturing loans' column. ... (more) |