The second annual “Taking Charge” survey was conducted for CreditCards.com June 4-26, 2008, by GfK Roper Public Affairs. The random telephone poll surveyed 1,001 Americans 18 and over. Respondents were read statements about credit cards and asked their opinions. Here are the statements and results:
The government should regulate the credit card industry more closely.
It is essential to have a credit card today.
On the whole, credit cards
provide a valuable service.
There's always a "catch" that makes a credit card less attractive than the company makes it sound.
No one really reads the terms and conditions when they sign up for a credit card.
I don't trust credit card companies.
I have been disappointed by a credit card that turned out not to be as good as I had expected.
Poll methodology
The 2008 "Taking Charge" survey was conducted June 4-26, 2008, by GfK Roper Public Affairs on behalf of CreditCards.com, via random digit dialing phone interviews with 1,001 interview subjects.
The total margin of error on weighted data for the full sample is plus or minus 3 percentage points at the 95 percent confidence level. Because of rounding, numbers may not add up to 100 percent.
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