Credit One Bank® Platinum X5 Visa®
Credit One Bank® Platinum X5 Visa®
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Credit Cards»Credit One Credit Cards»Credit One Bank® Platinum X5 Visa®

Credit One Bank® Platinum X5 Visa®

Credit One Bank® Platinum X5 Visa®
See Rates & Fees
Our rating:3.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Fair to Good

Credit Recommended (580-740)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Apply now at Credit One Bank's secure site
Reward Rates
5%5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
1%1% cash back rewards on all other purchases, terms apply.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
29.24%* Variable
Annual Fee
$95

Highlights

  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Free Online Credit Score and Credit Report summary, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See Rates & Fees

Features

  • Cash Back
    Cash Back

Staff Review

Editor's Rating:

3.7 out of 5

Our take: The Credit One Bank Platinum X5 Visa is a practical credit building card with a better-than-most rewards program that offers several ways to earn cash back rewards and plenty of discounts. The high APR might give some pause, but if the balance is paid off in full each month, interest fees shouldn’t be a problem. See rates and fees

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.