The Card with No Credit Check - The Secured Self Visa® Credit Card*
The Card with No Credit Check - The Secured Self Visa® Credit Card*
Apply now at Self's secure site
Credit Cards»Bad Credit»The Card with No Credit Check - The Secured Self Visa® Credit Card*
The Card with No Credit Check - The Secured Self Visa® Credit Card*
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The Card with No Credit Check - The Secured Self Visa® Credit Card*

Our rating:2.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Self's secure site
Reward Rates
TestTest
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
29.24% (Variable)
Annual Fee
$25

Highlights

  • With no credit check or prior credit required, anyone can start building credit. Fund your card with a minimum security deposit of $100 and use it anywhere Visa® is accepted. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps build credit history.
  • If you don’t have the $100 security deposit today, consider a Credit Builder Account2 starting at $25 a month4. Consistent, on-time payments help you build credit and build savings to secure the Self Visa® Credit Card3.
  • *The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.
  • 2Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
  • 3Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
  • 4$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing

Staff Review

Editor's Rating:

2.5 out of 5

Our take: This combination of a loan and secured credit card could prove useful as a one-two credit-building punch, but since you'll essentially have to pay interest charges on your own money, it's unlikely to be the most cost-effective credit-building option.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.