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Instant Approval Credit Cards |
With instant approval credit card offers you can apply online and, if qualified, usually receive notice via email of your acceptance within seconds of completing an online credit card application. Don't wait for an answer, receive instant credit card approval today! Please note that in order to receive an instant approval online, you must usually have good to excellent credit. Although issuers strive to provide instant approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved.
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Search through the Instant Approval Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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Blue from American Express® |
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- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 15 months* |
as low as 9.99%* |
None* |
Yes* |
Excellent Credit* |
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Discover® More Card - Clear |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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HSBC Platinum MasterCard® with Cash Back Rewards |
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- Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
- Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
- Instant decision in as little as 60 seconds
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 8.99%* |
None* |
Yes* |
Good Credit* |
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Blue Cash® from American Express |
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- Up to 5% Cash Back with Unlimited Cash Rewards
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
as low as 9.99% |
None* |
Yes* |
Excellent Credit* |
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Citi® Gold / AAdvantage® World MasterCard® |
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- Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
1st year free; then $50* |
Yes* |
Good Credit* |
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Starwood Preferred Guest® Credit Card |
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- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90%* |
6 months* |
14.99%* |
1st Year None, $45 Thereafter* |
Yes* |
Excellent Credit* |
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Blue Sky from American Express |
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- No annual fee and 0% intro APR for 6 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
as low as 9.99%* |
None* |
Yes* |
Excellent Credit* |
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Citi® Platinum Select® / AAdvantage® World MasterCard® |
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- Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year*
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
1st year free; then $85* |
Yes* |
Good Credit* |
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* See the online instant approval credit cards and guaranteed approval credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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