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Low Interest Credit Cards |
The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Capital One® Platinum |

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- Click "APPLY HERE" to apply online or call (866) 543-0808
- 12.9% APR on purchases and balance transfers
- Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more
- No annual fee and no balance transfer fees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
12.90%* |
$0* |
Yes* |
Good Credit* |
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Discover® More Card - Monogram |

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- More ways to earn more cash than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Chase Platinum Credit Card |

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- 0% Interest for up to 12 months on balance transfers.
- The time period for the introductory APR will be based on our review of your application and credit history.
- No Annual Fee
- Free Online Account Access
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 10.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Platinum Select® Visa® |

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- Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
- No Annual Fee
- $0 liability on unauthorized purchases*
- Secure, free online account management*
- Apply online and get an instant response*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 8.49%* |
None* |
Yes* |
Good Credit* |
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Discover® More Card - American Flag |

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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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Citi® Diamond Preferred® Rewards Card |

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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
up to 12 months* |
as low as 10.49%* |
None* |
Yes* |
Good Credit* |
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Bank of America Visa Signature® WorldPointsTM Rewards |

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- 0% Intro APR on balance transfers for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America® Accelerated RewardsTM American Express® Card |

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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles
- No Annual Fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 Months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Visa® Credit Card |

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- No annual fee
- Absolute fraud protection
- Online access and 24-hour service
- Access to the MyConciergesm service, a unique personal assistance service
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America World MasterCard® with WorldPointsTM |

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- 0% Intro APR on balance transfers for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
12 months* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Platinum Edition® Visa® Card (0% for 12 months) |

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- Introductory 0* APR on purchases for the first 12 billing cycles after your account is opened
- A variable rate as low as 7.99% APR* after the introductory rate expires
- No Annual Fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
- Purchase Protection and Extended Warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% discount at select car rental agencies*
- FirstGuard® provides protection against identity theft
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 7.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America® Platinum Plus® Visa® Card |

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- 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
- No Annual Fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months for Balance Transfers* |
as low as Prime+ 2.99%* |
None* |
Yes* |
Good Credit* |
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Simmons First Visa Platinum |

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- Fixed APR of 7.25%
- This card requires EXCELLENT CREDIT
- No annual fee
- Travel Accident and Auto Rental Insurance
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
7.25%* |
None* |
Yes* |
Good Credit* |
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Pulaski Bank Visa |

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- This credit card features a low fixed APR*
- This card does however require EXCELLENT CREDIT and Proof of Income is Required with either a copy of your Tax Return or a copy of a Pay Stub.*
- If you have excellent credit and don't mind verifying your income, then apply today and save!*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers * |
6 months* |
6.50%* |
$35.00* |
Yes* |
Excellent Credit* |
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MERRILL+® Visa® Credit Card |

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- No annual fee and a low competitive 9.99% annual percentage rate (APR).
- Anytime, Anywhere, Any AirlineSM —air rewards starting at 25,000 points, with no blackout dates.
- Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill PointsSM.
- Credit line may be as high as $250,000.
- Zero liability protection and early fraud warning.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.90% for Balance Transfers* |
12 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Low Interest Credit Cards for Business |
Own a small business? The following business low interest credit cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Advanta Platinum with Rewards |

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- Click "APPLY HERE" to apply online or call 1-800-259-3284
- 0% APR for 15 months on Balance Transfers, 7.99% APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas, and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months* |
7.99%* |
None* |
Yes* |
Good Credit* |
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Chase Business Rebate Card |

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- You'll receive 3% cash back for all business purchases you make at any restaurant, gas station, office supply store, building supply store, or hardware and home improvement center.*
- 1% cash back on all other purchases*
- A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 7.49% variable*
- No Annual Fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 7.49%* |
None* |
Yes* |
Good Credit* |
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Advanta Life-of-Balance Platinum Card |

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- 2.99% APR for Life of balances transferred within 3 months*
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.99% Fixed APR for Life on Balance Transfers* |
3 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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CitiBusiness® Card |

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- 0% APR on purchases and balance transfers for 12 months*
- No annual fee
- Business-size credit line
- Free additional cards for employees with credit limits you set
- Savings on everyday business purchases
- Quarterly and annual account summaries
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
7.99%* |
None* |
Yes* |
Good Credit* |
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Discover® Business Cashback Card |

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- Click "APPLY HERE" to apply online or call 1-888-204-8994
- 0% Intro APR* on Card Purchases for 12 months*
- Earn $100 Cashback Bonus when you apply now*
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months * |
13.99%* |
None* |
Yes* |
Good Credit* |
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SimplyCash® Business Card from American Express |

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- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter, and earn 1% cash back on virtually all other purchases
- No limits to the cash back you can earn
- Cash back is automatically credited to the statement each month
- 0% introductory APR for up to 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- Additional cards have no annual fee
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
up to 12 months* |
as low as 6.00%* |
None* |
Yes* |
Good Credit* |
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Discover® Business Miles Card |

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- Click "APPLY HERE" to apply online or call 1-888-204-8994
- 0% Intro APR* on Card Purchases
- 12,000 Bonus Miles*
- No annual fee
- Earn Double Miles on travel and gas*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
13.99%* |
None* |
Yes* |
Good Credit* |
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Low Interest Credit Cards for Students |
The following Low Interest Credit Cards for Students feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Citi® Platinum Select® Card for College Students |

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- 0% APR for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- No annual fee
- $0 liability on unauthorized purchases
- FREE Online Account Management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
12.99%* |
None* |
Yes* |
Good Credit* |
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Capital One® Platinum for Students |

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- Click "APPLY HERE" to apply online or call (866) 547-0808
- If you have a limited credit history and are starting to establish a credit foundation, this card can grow while providing great benefits
- 0% APR on purchases until December 2008. After that, variable APR, currently 19.55%*
- No annual fee or balance transfer fees
- A manageable credit line to help control your finances
- $0 fraud liability if your card gets lost or stolen
- Online account services
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until December 2008* |
19.55%*(V) |
None* |
Yes* |
Limited History* |
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Citi® mtvUTM Platinum Select® Visa® Card for College Students |

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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
13.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Dividend Platinum Select® Card for College Students |

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- 0% APR* for 6 months on purchases, cash advances and balance transfers.
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- No minimum income or cosigner required
- No annual fee
- FREE Online Account Management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
13.99%* |
None* |
Yes* |
Good Credit* |
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Chase +1SM Student MasterCard® card |

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- 0% Introductory APR on all purchases and balance transfers for up to 3 months
- No annual fee
- Earn Karma Points simply by paying your bill on time, taking the credit essentials quiz, and more
- Earn more Karma Points at Facebook.com/plus
- Get music, movies, electronics and more with your Karma Points in the Chase +1 store
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
3 months* |
14.99%* |
None* |
Yes* |
Good Credit* |
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Discover® Student Card |

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- More ways to earn more cash than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Purchases* |
6 months * |
14.99%* |
None* |
N/A* |
Good Credit* |
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Low Interest Credit Cards for Limited/Fair Credit |
The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.
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Capital One® Classic Platinum |

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- Click "APPLY HERE" to apply online or call (866) 547-0808
- A competitive APR with a lower annual fee
- 0% on purchases until December 2008. After that, variable APR, currently 14.65%*
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
- Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until December 2008* |
14.65%*(V) |
$19.00* |
Yes* |
Average* |
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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