Rewards rate
- 3%
-
Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- 2%
-
Earn 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- 1%
-
Earn 1% cash back on all other purchases.
At A Glance
- Intro offer
- $300 Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Annual fee
- $0
- Regular APR
- 17.74% – 27.74% Variable APR on purchases and balance transfers
- Recommended credit
- 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.