Home Improvement Loan Pros's Top Picks

best for cash back on everyday spending
Discover it® Cash Back
Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Intro bonus

Cashback Match
Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

At A Glance

0% intro APR purchase period
15 months
0% Intro APR Balance Transfer Period
15 months
Regular APR
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Wells Fargo Active Cash® Card
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Intro bonus

$200 cash rewards
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

At A Glance

0% intro APR purchase period
0% intro APR for 12 months from account opening
0% Intro APR Balance Transfer Period
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR
19.49%, 24.49%, or 29.49% Variable APR
Citi Custom Cash® Card
Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Intro bonus

$200
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

At A Glance

0% intro APR purchase period
15 months
0% Intro APR Balance Transfer Period
15 months
Regular APR
18.49% - 28.49% variable
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