Self's Selected Credit Cards for Good Credit

Upgrade Elite Cash Rewards Visa®

Our rating:4.3

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Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Rewards rate

2.2%: 2.2% unlimited cash back on every purchase

Intro offer: $200 $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*

Annual fee: $0

Regular APR: 14.99% - 29.99%

Recommended credit: 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:4.3

Rating methodology

Rewards value: 4.0
APR: 2.0
Rewards Flexibility: 2.7
Features: 2.0

Highlights

$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
2.2% unlimited cash back on every purchase
Pay no interest when you pay your full balance early**
See if you qualify in seconds with no impact to your credit score
No annual fee
Combine the flexibility of a card with the predictability of a loan
Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection and more
Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more
Contactless payments with Apple Pay® and Google Wallet™
Mobile app to access your account anytime, anywhere
Use your card anywhere Visa is accepted
Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
State Exclusions: DC, GA, IA, MA, WV, WI
Welcome Bonus: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information.
Welcome Bonus (continued): Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.
**By paying oﬀ your statement balance in full by the EarlyPay payment date, which is two calendar days after your statement closing date, you will avoid daily interest on any new transactions until the following EarlyPay payment date. Refer to your Personal Credit Line Agreement for EarlyPay terms and information. If the balance is not paid in full by the EarlyPay payment date, daily interest will begin to accrue after the Early Pay payment date for past and new transactions. To maintain good standing on your account, you must make at least the required monthly payment by the monthly payment due date, which is 22 calendar days after the statement closing date. You may pay down your full balance at any time to stop further interest charges.
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Rates & Fees

Annual Fee: $0
Intro Purchase APR: N/A
Regular APR: 14.99% - 29.99%
Intro Balance Transfers APR: N/A

Discover it® Cash Back

Our rating:4.6

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Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Rewards rate

5%: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1%: Plus, earn unlimited 1% cash back on all other purchases.

Intro offer: Cashback Match Intro Offer: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Annual fee: $0

Regular APR: 17.49% - 26.49% Variable APR

Recommended credit: 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:4.6

Rating methodology

Rewards Value:: 4.0
Annual Percentage Rate:: 4.0
Rewards Flexibility:: 3.0
Features:: 2.0
Issuer Customer Experience: 5.0

Highlights

Intro Offer: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount. No annual fee.
Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

Rates & Fees

Annual Fee: $0
Intro Purchase APR: 0% intro APR for 15 months
Regular APR: 17.49% - 26.49% Variable APR
Intro Balance Transfers APR: 0% intro APR for 15 months

Capital One Venture Rewards Credit Card

Our rating:4.9

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Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Rewards rate

5X miles: Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X miles: Earn unlimited 2X miles on every purchase, every day

Intro offer: Enjoy a $250 travel credit & earn 75K bonus miles LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel

Annual fee: $95

Regular APR: 19.49% - 28.49% variable

Recommended credit: 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:4.9

Rating methodology

Rewards Value:: 4.3
Annual Percentage Rate:: 4.0
Rewards Flexibility:: 5.0
Features:: 3.0
Issuer Customer Experience:: 4.0

Highlights

LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs
Top rated mobile app

Rates & Fees

Annual Fee: $95
Intro Purchase APR: N/A
Regular APR: 19.49% - 28.49% (Variable)
Intro Balance Transfers APR: N/A

Capital One Savor Cash Rewards Credit Card

Our rating:4.9

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Rewards rate

8%: Earn 8% cash back on Capital One Entertainment purchases
5%: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
3%: Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
1%: Earn 1% cash back on all other purchases

Intro offer: Earn a one-time $200 cash bonus Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Annual fee: $0

Regular APR: 18.49% - 28.49% variable

Recommended credit: 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:4.9

Rating methodology

Rewards Value:: 4.3
Annual Percentage Rate:: 1.0
Rewards Flexibility:: 4.8
Features:: 3.0
Issuer Customer Experience: 4.0

Highlights

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$0 annual fee and no foreign transaction fees
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
Top rated mobile app

Rates & Fees

Annual Fee: $0
Intro Purchase APR: 0% intro on purchases for 12 months
Regular APR: 18.49% - 28.49% (Variable)
Intro Balance Transfers APR: 0% intro on balance transfers for 12 months

Upgrade Elite Cash Rewards Visa®

Rewards rate

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Discover it® Cash Back

Rewards rate

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Capital One Venture Rewards Credit Card

Rewards rate

At A Glance

Capital One Savor Cash Rewards Credit Card

Rewards rate

At A Glance