Education
5 reasons to get a business credit card
Getting a business credit card is often an important step in the growth of any…
Business credit, entrepreneurship
Elaine Pofeldt, author of the Your Business Credit column, is an independent journalist who specializes in small business, entrepreneurship and careers.
She is the author of “The Million-Dollar, One-Person Business,” a look at how entrepreneurs are hitting seven-figure revenue in businesses where they are the only employees. Elaine is also writing a new book titled, “Tiny Business, Big Money” for W.W. Norton & Co.
Her work has appeared in Fortune, Money, CNBC, Forbes, Crain’s New York Business and many other business publications, and she has contributed to the Economist Intelligence Unit. She is also a ghostwriter.
As someone who has run her own business since 2007, Elaine is passionate about helping other entrepreneurs tackle the finance side of their endeavors.
As a senior editor at Fortune Small Business, where she worked for eight years, Elaine was twice nominated for the National Magazine Award for her features and ran the magazine’s annual business plan competition. She lives in in New Jersey with her husband and their four children, and in her free time enjoys taekwondo, yoga and running.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Education & Honors
Education
5 reasons to get a business credit card
Getting a business credit card is often an important step in the growth of any…
Credit management
How to build business credit
Business credit can affect your ability to qualify for business financing and more favorable borrowing…
Education
How to find a business’s merchant category code
Understanding merchant category codes is important for business owners and cardholders alike.
Education
How to get a business credit card
Opening a credit card account for a business requires both your business and personal information,…
Credit management
How long does it take to build business credit?
Experts say it can take three years or more to build business credit, but some…
Education
How to apply for a business credit card without a Social Security number
For many small business owners, the ideal business credit card is one that does not…
Education
Is it safe for merchants to accept new digital payment forms like PayPal, Venmo, Zelle?
New payment options such as PayPal, Zelle and Venmo can be convenient for small businesses,…
Education
Are there any business credit cards that don’t require a personal guarantee?
The majority of business credit cards charge a personal guarantee, but there are a few…
Education
What are corporate credit cards?
Corporate credit cards offer features small business cards don’t (and vice versa). But they’re generally…
Education
How to handle an employee misusing a business credit card
If you're a business and issuing employees cards, make sure you have the right system…
Education
Should you pass along swipe fees to your customers?
Swipe fees can weigh on a business's bottom line. But examine your business contracts and…
Education
How small businesses can safely store card details
Looking for a small-business solution to storing customer card details? Your merchant processor may offer…
Education
Can I impose a minimum transaction of $10 for card purchases?
If you're a small business wanting to impose a minimum transaction amount, know the rules…
Education
Can I get a business credit card with an EIN only?
Generally, applications for business credit cards require an EIN or a Social Security number with…
Education
How to get an EIN as a small-business owner
Applying for an employee identification number (EIN) takes a little time, but it’s a great…
Education
Which mobile credit card reader should I get for my small business?
Square, Clover and PayPal all offer mobile credit card readers for small businesses. Here’s how…
Education
I am an authorized user on my employer’s business card: Will it hurt my credit?
Becoming an authorized user on your employer's business credit card can boost or hurt your…
Education
Can a business offer discounts to customers who pay with cash?
A few states still ban credit card surcharges, but discounts for paying with cash are…
Some California businesses, but not all, are exempt from surcharge ban
Ruling by 9th Circuit Court early in 2018 exempts some, but not all, businesses from…
Yes, merchants can get new card info on recurring charges
Updater services allow merchants to know when your credit card information changes, and to alter…
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
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