Claire Dickey, Author at CreditCards.com

Claire Dickey is a products editor (and occasional reporter) for CreditCards.com, though you can find her work on To Her Credit and Bankrate, as well.

Expertise:

Credit cards, first-time credit card ownership, rewards programs, personal finance

Education:

Grady College of Journalism at The University of Georgia

Highlights:

Articles cited on Forbes, Bloomberg, USA Today, Business Insider, the Daily Mail, Newsweek, CNBC, Fox Business

Experience:

As a Dec. 2017 graduate of the University of Georgia, Claire was awarded the William I. Ray Jr. Scholarship and Peyton T. Anderson Scholarship from the Grady College of Journalism & Mass Communication.

Before joining the team, Claire worked as a copywriter for brands within the telecommunications industry, as well as a hybrid marketing and content writer within the education and oil and gas industries.

Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.

Latest Posts

News

10 cash back credit card mistakes you need to avoid

Signed up for a cash back card but not getting enough love? You might be…

Card advice

Is the Discover it Student Cash Back worth it?

College students have plenty of cards to choose from if they want to build credit…

Card advice

7 ways to earn American Express points

Here's how you can use your everyday spending to rack up American Express points faster.

Education

Best fixed bonus category cards

Fixed bonus category cards are rewards cards that offer a higher rewards rate on specific…

Credit management

What is credit counseling, and how can it help you?

A nonprofit credit counseling agency serves as an objective resource to help you get a…

Statistics

Poll: 23 percent of cardholders have unused credit card rewards

About a quarter of cardholders didn’t tap into their credit card rewards, leaving money on…

Card advice

Best credit cards for Amazon in 2023

The right rewards credit card can help you get the most out of your Amazon…

Card advice

Hilton Honors rewards program guide

Learn how the Hilton Honors rewards program works, including how to earn and redeem points…

Card advice

Best credit cards for entertainment spending

For cardholders who crave memorable experiences, like sporting events and concerts, it’s worth that swipe…

Statistics

Poll: 72% of those with credit card debt have added to it in the last year

A recent survey showed that 72 percent of people with credit card debt increased their…

Card advice

Chase Slate Edge vs. Chase Freedom Unlimited

Here's a closer look at how the Chase Freedom Unlimited and Chase Slate Edge compare,…

Credit management

How to undo unauthorized credit card charges by a family member

What rights do you have to dispute the charges and ensure your card use is…

Credit management

How to read your credit card’s terms and conditions

Consumers should know how to read their credit cards' terms and conditions so they’re aware…

Card advice

Credit score needed for the Ink Business Cash Credit Card

If you’re applying for the Ink Business Cash, make sure you know what credit score…

Card advice

Comenity Bank credit cards

Comenity Bank might not be a name you hear much, but this major credit card…

Card advice

Credit score needed for the BankAmericard

If you’re looking for a balance transfer credit card with a long interest-free period, the…

Card advice

Is the Ink Business Unlimited worth it?

The Ink Business Unlimited from Chase is a low-maintenance cash back business card that can…

Card advice

Is the Ink Business Cash credit card worth it?

Is the Ink Business Cash card the right choice for you? It could be — if…

Card advice

Chase Sapphire Reserve vs. Amex Platinum

If you’re trying to decide between the Chase Sapphire Reserve and Amex Platinum, the best…

Card advice

Amex Blue Cash Everyday vs. Blue Cash Preferred

The Blue Cash Everyday and Blue Cash Preferred cards are top choices for consumers who…

Card advice

12 ways to earn more United Airlines miles

There are many ways to earn thousands of United miles at once. Here's a rundown…

Card advice

Citi Custom Cash Card vs. American Express Blue Cash Preferred

The Amex Blue Cash Preferred is ideal for those who spend the most at U.S.…

Education

Best startup business credit cards

Whether you’re looking for a travel card to help make business trips a little more…

Card advice

Best Marriott credit cards

Here's an overview of each co-branded credit card that earns Marriott points, including tips on…

Card advice

Southwest Rapid Rewards guide

Our guide gives you a complete overview of the Southwest Rapid Rewards program, including how…

Card advice

Marriott Bonvoy guide

Our Marriott Bonvoy rewards guide gives a complete overview of the Marriott Bonvoy program, including…

Education

What exactly does a debt management plan involve?

Debt management plans are designed to help people with pressing credit card debt delete expensive…

News

Can a credit card help you beat inflation?

During times of economic hardship, credit cards can be a blessing or a curse. Ultimately,…

Credit management

How I handle my credit post-pandemic

Dr. Adam Leffler learned that as good as he thought he had been at managing…

Card advice

Best credit cards for Amazon Prime Day

Amazon is hosting another mega sale on its site — Prime Early Access on Oct.…

Card advice

Best credit cards for renting a car

Most renters don't know what benefits their credit card's car rental insurance plan offers or…

Card advice

How much are Hyatt points worth?

We look at the value of World Hyatt points, their pros and cons and what…

Card advice

Best hotel rewards programs

The best hotel rewards program depends on the features and benefits that’re most important to…

Card advice

How I used my Chase Ink Business Unlimited

When Amy Fohr, founder of Sweater Hound, wanted a business credit card that came with…

Card advice

Delta SkyMiles guide: The best ways to earn and use SkyMiles

The Delta SkyMiles program can be perplexing. Our guide dives into the details of earning…

Card advice

Chase Sapphire Preferred vs. American Express Gold Card

The Chase Sapphire Preferred and American Express Gold Card offer some of the most lucrative…

Card advice

Citi Premier Card vs. Chase Sapphire Preferred Card

If you’re traveling as frequently as once a month or as infrequently as just a…

Card advice

10 ways to earn American Airlines miles

Here are the best ways, in our opinion, to rack up American Airlines miles fast.

News

Experian Go, a tool to build your own credit report

This offering from the credit bureau Experian allows consumers to connect recurring non-debt payments to…

Credit management

What are the benefits of using credit cards?

You probably know it’s quick and easy to use your credit card. But you might…

Credit management

What happens when you miss a credit card payment?

How bad can it be to miss or be late on one credit card payment?…

Education

Small-business guide to credit card merchant fees

The number of fees businesses need to pay for accepting credit cards can be confusing…

Card advice

How to request a credit limit increase with Wells Fargo

Applying for a credit limit increase can boost your credit score and payment flexibility, and…

Card advice

Chase Freedom Flex benefits guide

The Chase Freedom Flex is a smart addition to your wallet if you spend heavily…

Statistics

Poll: 60% who have credit card debt have owed their creditors for at least 12 months

The number of people who have been in debt for 12 months rose 10 points…

Card advice

How to add an authorized user to a Bank of America credit card

Bank of America makes it easy to add an authorized user to your credit card.…

Card advice

How to maximize Discover it Cash Back’s benefits

If you have this popular cash back card from Discover, you need to do these…

Card advice

Chase Freedom Flex vs. Discover it Cash Back

With so many similarities, these rotating category cards often compete neck and neck. We examine…

Card advice

Discover it Student Cash Back vs Discover it Student chrome

Which student credit card by Discover suits you better? One gives cash back on rotating…

Credit management

Paying medical bills: Things to know

Unpaid medical bills do not impact your credit scores unless they are severely delinquent and…

Card advice

How to add an authorized user to a Citi credit card

Citi authorized users can be added quickly and easily. There is no charge, but there…

Card advice

Citi Custom Cash vs. Bank of America Customized Cash Rewards card

The Citi Custom Cash and Bank of America Customized Cash Rewards both offer flexibility in…

Education

How to get preapproved for a Chase card

Prequalified offers from Chase can help you get a better idea of which ones you…

Card advice

What credit score do I need for the Chase Ink Business Unlimited?

While this is a solid option for business owners, not everyone can qualify due to…

Card advice

Capital One Platinum Credit Card benefits guide

While the Platinum Card doesn’t come with a sign-up bonus or rewards for ongoing spending,…

Card advice

Guide to Bank of America Preferred Rewards

If you have a high-dollar Bank of America or Merrill investment account, you can unlock…

Card advice

Credit score needed for the Chase Sapphire Preferred

The Chase Sapphire Preferred is a premium travel rewards card. If you don’t yet have…

Card advice

Discover it Student Cash Back benefits guide

The Discover it Student Cash Back card offers a lot of ways for you to…

Card advice

Chase Ink Business Cash vs. Ink Business Unlimited

The Ink Business Unlimited offers a flat rate of cash back on every purchase, while…

Card advice

Why the Citi Custom Cash Card is a great gas credit card

The Citi Custom Cash Card offers a slew of perks and incentives. As gas prices…

Card advice

Citi Double Cash benefits guide

With the Citi Double Cash, you earn up to 2 percent cash back on every…

Card advice

Credit score required for the Capital One SavorOne Cash Rewards card

Find out what credit score you need to qualify — and what to do should…

Card advice

How to maximize your Capital One Venture Rewards Credit Card

Frequent travelers benefit the most from this card, but those who travel every now and…

Card advice

Credit score needed for the Chase Sapphire Reserve card

Learn about credit score requirements, what to do if your application is denied and how…

Card advice

Is the Amex Platinum worth the annual fee?

The Platinum Card from American Express is one of the most popular premium travel cards…

Card advice

Why the Chase Sapphire Preferred is a great first travel card

With so many travel cards on the market, deciding on the right one can be…

Card advice

Is the Chase Sapphire Preferred worth it?

While the Chase Sapphire Preferred does come with an annual fee of $95, it’s a…

Card advice

Best credit cards for flying via the SkyTeam airline alliance

Whether you’re a frequent flyer or are in the sky only a couple of times…

Card advice

Credit score needed for the Citi Diamond Preferred Card

The Citi Diamond Preferred requires at least a good credit score. However, if your application…

Card advice

Wells Fargo Active Cash vs. Citi Double Cash

The Citi Double Cash and Wells Fargo Active Cash are two credit cards with no…

Card advice

Citi Custom Cash vs. Citi Double Cash

The Citi Custom Cash offers 5 percent cash back on up to $500 spent each…

Card advice

Is the Chase Sapphire Reserve worth it?

If you travel a lot and enjoy good food, it should be easy for you…

Card advice

Chase Sapphire Preferred benefits guide

The Chase Sapphire Preferred is one of the best rewards credit cards out there. With…

Card advice

Credit score needed for the Discover it Student Cash Back

You’ll likely need fair or good credit to qualify for a Discover it Student Cash…

Card advice

What credit score do I need for the Amex Gold Card?

By understanding approximately how high your credit score needs to be for approval — and…

Card advice

Is the Capital One Venture Rewards card worth it?

The Capital One Venture is a higher-end version of the Capital One VentureOne card. Here's…

Card advice

Chase Sapphire Preferred Card vs. Capital One Venture Rewards Credit Card

The Chase Sapphire Preferred Card and Capital One Venture Card offer some of the finest…

Card advice

Best cards for food delivery and meal kit subscriptions

If you prefer takeout to cooking your own meals, there are credit cards that can…

Card advice

World of Hyatt guide: Best ways to earn and use World of Hyatt points

World of Hyatt offers access to one of the most sought-after hotel rewards programs around.…

Card advice

First 6 things to do when you get the Amex Platinum

If you want to use your Platinum Card to save money and upgrade your travel…

Card advice

Is the Citi Custom Cash Card worth it?

The Citi Custom Cash Card puts 5 percent cash back in your pocket based on…

Education

Which 1.5 percent cash back card is right for you?

Earning 1.5 percent back on all purchases makes for a simple way to earn additional…

Card advice

Chase travel insurance benefits

Many Chase credit cards offer exceptional travel insurance benefits, such as primary auto rental coverage,…

Card advice

Best credit cards — and shopping tips — for back-to-school days

Whether you're shopping for yourself or your children, back-to-school shopping can be overwhelming — but…

Card advice

How to get a cash advance with Discover

Here’s everything to consider before getting a cash advance with Discover.

Card advice

Why are Chase Ultimate Rewards so valuable?

See how much Ultimate Rewards points are worth and how they compare with other rewards…

Card advice

Guide to Brex: The card for startups

Brex is a charge card that requires no personal guarantee or a personal credit check…

Education

What is a derogatory mark on a credit report?

In some cases, derogatory marks result from credit report errors, and you can dispute them.…

Card advice

Earn up to 75,000 points when you sign up for a Southwest Rapid Rewards credit card

If you're looking for a good way to travel for cheap, the Southwest Rapid Rewards…

Card advice

IHG Rewards Club guide: The best ways to earn and use IHG points

Loyalists of IHG hotel brands will love the flexibility and ease of earning and redeeming…

Card advice

Who should get the Blue Cash Preferred Card from Amex?

The Blue Cash Preferred from American Express may yield hundreds of dollars in annual rewards…

News

Credit One Bank launches new American Express card

The Credit One Bank American Express Card grants you access to a free credit score,…

Card advice

Amex Green Card benefits guide

Whether you’re a frequent flyer or a regular at your favorite restaurant, the Amex Green…

Credit management

Grow Credit Mastercard benefits guide

Want to build credit without a credit card? The Grow Credit Mastercard can help you…

Card advice

Is the United Club Infinite Card worth it?

If you’re a frequent flyer who prefers United, wants to take advantage of high-level travel…

Card advice

Guide to the Wells Fargo Rewards program

Though it gets less press than other programs, Wells Fargo Rewards offers solid value and…

Card advice

Citi Easy Deals: Are they worth it?

The Citi Easy Deals program allows cardholders to unlock competitive savings on dining, merchandise, gift…

Card advice

Best credit cards for couples

Whether you’re interested in earning cash back, points or miles, there’s an option to help…

Education

Using a credit card to buy crypto assets: Pros and cons

Read on to learn more about how to buy cryptocurrency with a credit card, as…

News

Amex Offers program guide

For American Express cardholders, Amex Offers is an easy and cost-free way to earn additional…

Education

Best credit cards for nonprofits

The right business credit card can help nonprofit organizations working with limited resources save money…

Card advice

Capital One Venture vs. Capital One Quicksilver

Are the Venture card's travel rewards best for you, are you better off earning cash…

Card advice

Why the Bank of America Premium Rewards and Cash Rewards credit cards are a great combo

Curious about what it would take to earn over $1,000 in rewards with this card…

Credit management

The 3 national credit bureaus: How Equifax, Experian and TransUnion work

The three major credit bureaus – Equifax, Experian and TransUnion – compile personal and credit…

Card advice

Is the Costco Anywhere Visa card worth it?

A recent study showed the Costco Anywhere Visa® Card by Citi draws heavy interest from…

News

What is credit card reconsideration?

Credit card reconsideration can give you a second chance at approval after a credit card…

Credit management

Will paying down my credit card balance reduce my minimum payment?

Paying down your credit card balance is the best way to reduce your minimum payment…

Card advice

How to pair the Capital One SavorOne and Quicksilver cards to earn more cash back

The Capital OneSavorOne and Quicksilver come free of annual fees, and their complementary earning structures…

Credit management

How to use the Self Visa Credit Card to build your credit

If you are at the beginning of your credit history or hoping to recover from…

Card advice

Which Delta SkyMiles card is best for you?

The best Delta SkyMiles credit card for you depends on how you'll use it. Delta…

Card advice

Ollo cards guide

Invitation-only credit cards are typically reserved for people with high net worth or big spending…

Card advice

Guide to the Self Visa Credit Card: A unique credit-building product

Unlike most secured cards, the Self Visa Credit Card lets you build up your security…

Card advice

American Express car rental benefits

Many American Express cards come with some car rental insurance benefits, and all Amex users…

Card advice

With Citi Costco card, which gas stations earn 4% cash back?

You can earn rewards most places you fill up, with a few exceptions.

Card advice

Apple Card application denied? Possible causes and next steps

Whether your Apple Card application was rejected due to a low credit score or income,…

Card advice

How to get a cash advance with Capital One

Using your Capital One credit card for a cash advance can be convenient, but you…

Card advice

Getting a Disney+ subscription? Pay with one of these cards

Before you settle in front of the TV, soaking in the nostalgia of your favorite…

Card advice

Capital One Venture X benefits guide

If you're a budget-minded traveler intrigued by high-priced cards, but you don't want to pay…

Card advice

Guide to Eno: Account monitoring and virtual card numbers

Eno is a multi-talented virtual assistant designed to keep users aware of their account activity.…

Card advice

How to get a cash advance with American Express

You can access cash through your American Express credit card, but it’s a costly option.…

Card advice

How to add an authorized user to a Capital One credit card

An authorized user is an additional cardholder added to a credit account through the permission…

Card advice

How to get a cash advance with Bank of America

If you have a Bank of America credit card, it can be easy to get…

Education

How to get a cash advance with Chase

It’s easy to get a cash advance with a Chase credit card. But because of…

Card advice

How to transfer Chase points

Chase Ultimate Rewards points are some of the most flexible and valuable credit card rewards…

Card advice

Bank of America card benefits

No matter which card you carry, your Bank of America card is likely packed with…

Card advice

How to add an authorized user to a Chase credit card

Adding an authorized user to your Chase credit card is an easy process, but there…

Card advice

Best gas credit cards for bad credit

Don’t let your credit score keep you from earning cash back rewards at the pump.

Card advice

How to transfer a balance to a Capital One credit card

Capital One has a few options when it comes to balance transfer credit cards, but…

Card advice

How to transfer a balance to a Bank of America credit card

Considering a balance transfer to a Bank of America credit card? Here's everything you need…

Card advice

How to upgrade a Citi card

Thinking of upgrading or downgrading your current Citi card to another one? Learn how to…

Education

How to transfer a balance to a U.S. Bank credit card

Considering a balance transfer to a U.S. Bank credit card? Here’s everything you need to…

Card advice

How to request a credit line increase with Chase

Getting approved for a higher credit limit with Chase might be easier than you think,…

Card advice

Why the Amex Platinum is great for Delta flyers

The Amex Platinum is a top-notch rewards card designed with luxury travelers in mind –…

Credit management

6 good credit card habits to make a part of your routine

Credit cards offer a lot of great perks and rewards, but those benefits can be…

Education

Guide to Chase Pay Yourself Back

Pay Yourself Back allows you to redeem points for statement credits in select categories –…

Card advice

How to get preapproved for a Capital One card

Preapprovals can give you a good idea whether you’ll be approved for a credit card.…

Card advice

Best business credit cards for no-annual-fee

Like consumer credit cards, small business cards come with varying perks, benefits and (potentially) costs.…

Card advice

Is the Citi Simplicity worth it?

When it comes to an introductory APR on transferred balances, the Citi Simplicity is hard…

Card advice

Chase Sapphire Reserve authorized user benefits

The Chase Sapphire Reserve card comes with numerous perks that can help justify the annual…

Card advice

Is the Wells Fargo Reflect worth it?

The Wells Fargo Reflect Card boasts some of the best 0% APR offers – but…

Card advice

Is the Discover it Balance Transfer worth it?

With a generous intro APR on balance transfers and ongoing rewards, the Discover it Balance…

News

Most Americans agree you should talk money when going steady with a romantic partner – the question is how

A new CreditCards.com survey has found that the majority of U.S. adults believe it’s okay…

Card advice

What is the Chase 5/24 rule, and how does it work?

Chase is unlikely to approve you for a credit card if you've opened five with…

News

Chase offering free Companion Pass in a new Southwest Rapid Rewards promotion

A new Chase promotion gives you a free Companion Pass to use through February 2023.

News

How I use my Chase Freedom Flex

The Chase Freedom Flex is a great cash back card for consumers spending moderately each…

Card advice

Citi Double Cash Card vs. Chase Freedom Flex

Which rewards card is better, the Citi Double Cash or Chase Freedom Flex? It depends…

Card advice

Bank of America Business Advantage Unlimited Cash Rewards Mastercard benefits guide

The Bank of America Business Advantage Unlimited Cash Rewards Mastercard isn't the flashiest business card,…

Card advice

Credit score needed for the Bank of America Business Advantage Unlimited Cash Rewards Mastercard

The Bank of America Business Advantage Unlimited Cash Rewards Mastercard boasts 1.5% cash back on…

News

How I use my Citi Custom Cash Card

Offering a sign-up bonus, generous rewards and an introductory offer on purchases and balance transfers,…

News

How I use my Bank of America Customized Cash Rewards card

The Customized Cash Rewards card offers great benefits and perks, including cash back on groceries,…

Card advice

Score up to 40% more miles with an Amex transfer bonus

Read on to learn what a transfer bonus is, current Amex transfer bonuses offered and…

Card advice

Wells Fargo Reflect benefits guide

Want a credit card that offers up to 21 months of 0% intro APR on…

Card advice

Credit score needed for the Citi Simplicity

Offering a low interest rate for the first 21 months on balance transfers, the Citi…

Card advice

Credit score needed for the Discover it Balance Transfer

The Discover it Balance Transfer card comes with a lengthy zero-interest balance transfer offer and…

Card advice

Is the U.S. Bank Visa Platinum Card worth it?

The U.S. Bank Visa Platinum Card comes with a generous zero-interest offer on balance transfers…

Card advice

Citi Premier Card benefits guide

The Citi Premier Card has many benefits, including its flexible rewards program, significant sign-up bonus…

Card advice

Citi Double Cash Card vs. Chase Freedom Unlimited

We crunched the numbers for the Citi Double Cash and the Chase Freedom Unlimited to…

Card advice

How to use your $200 Amex Platinum airline fee credit in 2023

The Platinum Card from American Express offers a number of premium travel benefits – including…

Credit management

A second credit card: When it’s wise to get one, when it’s not

Adding another credit card to your wallet can be an asset, but it’s not for…

Card advice

Bank of America Travel Rewards credit card vs. Bank of America Customized Cash Rewards card

The Bank of America Travel Rewards and Bank of America Cash Rewards cards are two…

Card advice

Capital One Quicksilver vs. Capital One QuicksilverOne

Both the Capital One Quicksilver and Capital QuicksilverOne offer 1.5% cash back, but they cater…

News

Tax season guide to small business expense deductions

Claiming deductions can save your business money on your tax return, but you might be…

Education

How to live on credit cards during an emergency

A third of all Americans have used credit cards to get through an unexpected emergency.…

Card advice

U.S. Bank Visa Platinum Card benefits guide

The U.S. Bank Visa Platinum Card is a fairly basic credit card and one that…

Card advice

Guide to Divvy card

Divvy’s smart credit card can help businesses manage expenses, adjust budgets, limit spending and access…

Card advice

Credit score needed for the Capital One Platinum Secured Credit Card

As a secured credit card, the Capital One Platinum Secured is available to borrowers with…

Card advice

Credit score needed for the Citi Premier Card

If you're looking for the minimum credit score needed in order to have your Citi…

Card advice

Credit score needed for the U.S. Bank Visa Platinum Card

In general, the higher your credit score, the better your approval chances are.

Credit management

How Black Americans can build and establish credit

Whether you’re hoping to buy a home, rent an apartment or use a credit card…

Card advice

Which Capital One cards earn miles?

Not sure which Capital One miles card is right for you? Here's what you can…

Card advice

Bank of America Customized Cash Rewards vs. Chase Freedom Flex

Our comparison of the Bank of America Cash Rewards card and Chase Freedom Flex help…

Card advice

What credit score do I need for the Capital One VentureOne Rewards card?

If you're looking to invest in the Capital One VentureOne Rewards card, you should know…

Education

NFTs and credit cards: What you need to know

Knowing how to buy an NFT is the first step. The second step is knowing…

Card advice

OpenSky Secured Visa Credit Card benefits guide

OpenSky Secured Visa benefits can help you stay on track as you build credit that…

Card advice

Credit score needed for the Southwest Rapid Rewards Plus Credit Card

You need at least good credit to qualify for the Southwest Rapid Rewards Plus Credit…

Card advice

Is the Citi Secured Mastercard worth it?

The Citi Secured Mastercard is a credit-building card for people with bad credit or no…

Card advice

Credit score needed for the Citi Rewards+ Card

If you're applying for the Citi Rewards+ credit card, you'll want to make sure that…

Card advice

Is the Bank of America Premium Rewards worth it?

With a low annual fee, valuable perks and simple rewards, the Bank of America Premium…

Card advice

Earn up to 75,000 bonus miles with United business cards

United’s business credit cards both offer a generous sign-up bonus, solid rewards on United purchases…

Education

How to add an authorized user to your Apple Card

Apple Card Family lets you co-own an Apple Card with a partner or spouse, then…

Education

3 ways to ease the cost of pet ownership

Credit card sign-up bonuses, pet store loyalty programs, special financing for medical emergencies and more…

To Her Credit

Financial bias starts early: How to talk to your daughter about finances

As a parent, whether you intend to or not, you pass on your attitudes about…