Card advice
Here’s the credit score needed for the Citi Custom Cash Card
Most rewards credit cards require very good or excellent credit, and the Citi Custom Cash…
Credit card news, Financial advice
Courtney Mihocik is an editor at CreditCards.com and Bankrate Credit Cards, specializing in credit card news and personal finance advice. Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar, where she produced daily personal finance articles from founder Trent Hamm in addition to student loan, personal loan, business loan and bad credit loan articles. Before entering the digital publication space, Courtney worked in hyper-local print journalism, covering arts, culture, food, news and more for Charlotte, North Carolina, alt-weekly newspapers.
Courtney is passionate about creating a space where people can learn more about managing their personal finances, specifically helping Gen-Z and millennials invest and prepare for retirement. She believes that public education fails to teach the essentials of personal finance to students and wants to make up for it in her work on CreditCards.com.
Outside of normal business hours, you can find Courtney petting cats, writing music, reading fantasy novels, looking at her FICO credit score and checking flight prices for her next trip.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Personal Quote
"It’s totally OK to have more than one credit card. In fact, if you want your money to work as hard as possible, you should have multiple cards that reap different rewards for different areas of spending in your life. Just be careful of signing up for too many cards in a short time — you might see adverse effects on your credit report."
Education & Honors
Card advice
Here’s the credit score needed for the Citi Custom Cash Card
Most rewards credit cards require very good or excellent credit, and the Citi Custom Cash…
Card advice
How to transfer a balance to a Wells Fargo credit card
Considering a balance transfer to a Wells Fargo credit card? Here’s everything you need to…
Credit management
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You can get a credit card even with bad credit, but practicing responsible credit card…
News
How to navigate the 2021 holiday shopping season
This holiday shopping season, consumers are starting early, spending more and shopping online as well…
Card advice
How to maximize the Citi Diamond Preferred Card
Consumers with debt can use balance transfer cards to dig their way out. Find out…
Card advice
Why I chose the Citi / AAdvantage Platinum Select World Elite Mastercard
The Citi AAdvantage Platinum Select World Elite Mastercard is a prime card for miles and…
Card advice
Use these credit cards to earn cash back at department stores
The best credit cards for cash back at department stores have flat-rate rewards earnings and…
Credit management
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Statistics
Business credit card statistics 2021
Many entrepreneurs rely on credit cards to keep their small businesses running – here’s what…
Card advice
Capital One SavorOne Cash Rewards Credit Card guide
Capital One SavorOne Cash Rewards is designed with foodies in mind. Learn how to make…
Education
‘Buy now, pay later’ explodes in popularity
Online shopping was on a tear in 2020, and consumers flocked to "buy now, pay…
Card advice
Guide to Citi transfer partners
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Card advice
Blue Cash Everyday Card from Amex rewards and benefits guide
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Card advice
Guide to Capital One Quicksilver Cash Rewards benefits
The Capital One Quicksilver Cash Rewards Credit Card lets cardholders earn 1.5% back with no…
News
Amex Business Platinum adds benefits, increases annual fee
The American Express Business Platinum is getting new rewards and benefits that can offer more…
Card advice
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Our card comparison helps you decide whether you should go with Bank of America's simple…
Card advice
Best credit cards for large purchases
Whether you’re looking to build or repair credit, earn rewards or just need a no-interest…
Education
The difference between secured and unsecured credit cards
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News
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With responsible usage, Wells Fargo Reflect cardholders can get up to 21 months of no…
News
Mastercard enters the BNPL game as other players consider implementing it
Mastercard has entered the “buy now, pay later” market with its Installments program, providing cardholders…
Card advice
Guide to Citi Custom Cash Card’s rewards and benefits
The Citi Custom Cash Card offers cash back that adapts to your spending habits. It…
Credit management
My credit score is 847! Why was I denied a card?
Five reasons why you may be denied a credit card, even if your credit score…
Statistics
Average credit scores in the U.S. in 2021
Even in the wake of the COVID-19 pandemic, American credit scores still steadily trend upward…
Statistics
Credit card rewards and cardholder satisfaction statistics
Rewards are a key factor in cardholder satisfaction, with cash rebates being the most popular…
Statistics
Student credit, debit and mobile payment statistics
Credit cards have gotten harder for college students to get, but debit cards and mobile…
News
M1 Finance launches its Owner’s Rewards credit card
Fintech investment platform M1 Finance announced its first credit card for investors, which earns 1.5%…
To Her Credit
How to manage finances as a single mother
Knowing how to survive financially as a single mom isn't always easy. These financial tips…
News
Co-branded credit cards from retailers break new ground
From cash back to birthday rewards, merchant-branded cards offer applicants more than ever. Find out…
Education
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Charging your apartment rent could help you earn the lucrative welcome bonuses offered by credit…
Statistics
State-by-state bankruptcy statistics
Bankruptcy is one way to reduce a mountain of debt, but there may be other…
Statistics
COVID-19 kept credit card applications depressed for a year
During COVID-19, a study finds that credit card applications declined—a year later, and the trend…
To Her Credit
How women worked the system when the system didn’t work for them
Women's financial independence has not always been so accessible. Over the course of 50 years,…
Education
How to protect your cards from identity theft
Hackers don't just open new accounts in your name, they prey on existing credit and…
Education
How to build business credit when you have bad personal credit
If you have poor personal credit, it could make building business credit more challenging. Here…
Card advice
My favorite trip booked with Membership Rewards: Like a main character in Seattle
I spent six days in Seattle for $558, thanks to American Express Membership Rewards, and…
Education
Airline, hotel rewards devaluations boost cash back’s appeal
In recent years, many airlines and hotels have watered down their loyalty programs. The end results…
Card advice
How to close a Chase credit card account
Closing a Chase account may be the right decision for you, but make sure you…
Education
How to use Shop Through Chase to maximize Ultimate Rewards
If you enjoy earning rewards for shopping online, as well as racking up points quickly…
Card advice
Chase Slate Edge vs. Chase Freedom Flex
If you're choosing between the Chase Slate Edge and the Chase Freedom Flex, you'll need…
Credit management
Adding rent payments to your credit report could help lift your credit score
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Card advice
My favorite trip booked with Capital One Miles
Planning your next vacation, but like the freedom of booking wherever you please? Find out…
Card advice
My favorite new Amex Platinum card benefits
The American Express Platinum's new, higher annual fee isn't for everyone, but the slate of…
Statistics
Credit card fee, rate statistics
When it comes to credit cards, one size does not fit all, as different factors…
Card advice
How to get even higher Amex Platinum and Gold bonuses
Applying for a card on Amex’s website may not net you the most introductory rewards,…
Card advice
Earn up to $500 bonus cash back with Spark Cash for Business cards
See what Spark Cash for Business intro bonuses can get you in rewards in the…
chase
Best Chase® Credit Cards – Compare Offers Online
Here are Creditcards.com's best Chase credit cards of 2024: Best overall flexible travel awards: Chase…
Card Reviews
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Why you might want the Prosper Card You should consider the Prosper Card if you…
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This card is meant for people who love food. As one of the most popular…
Card Reviews
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The Zolve Azpire Credit Builder Card + Checking Account could be one of the first…
Card Reviews
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Card Reviews
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The Delta SkyMiles Gold American Express Card throws frequent Delta Airline flyers an enticing value…
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