Education
What is a credit score simulator?
Worried that your credit score will decrease dramatically after applying for a new credit card?…
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Latest Posts
Credit management
Is 600 a good credit score?
Learn more about how a credit score is determined and whether a 600 credit score…
News
Can you cancel a pending credit card transaction?
If you want to cancel a pending card transaction, your best bet is to work…
Education
Can you buy a money order with a credit card?
A money order is a convenient solution for making and accepting payments when other methods…
Credit management
How to manage credit card debt as a possible recession looms
Experts say the U.S. could be headed for a recession in 2023. If you have…
Education
What income should you report on a credit card application?
Credit card issuers use your income, among other factors, to determine whether you’re approved for…
Education
What is a credit card welcome offer?
Many rewards credit cards offer bonus points if you spend a certain amount within your…
Education
What is a credit monitoring service?
It’s important to monitor your credit report and scores, particularly as data leaks rise and…
Education
Does 0% APR affect credit scores?
Zero percent APR offers can be great tools to improve your credit score or drag…
Card advice
Balance transfer vs. 0% APR
Should you get a 0 percent APR card or a balance transfer card? What is…
Credit management
Is 650 a good credit score?
A 650 credit score can qualify you for a lot of good credit cards. But…
Credit management
What are the different credit score ranges?
Credit scores generally range from 300 to 850, with the highest numbers characterized as “exceptional”…
Credit management
Is 700 a good credit score?
Having a credit score of 700 offers a range of potential benefits, such as better…
Education
How the Fed’s rate hikes affect credit cards
The Federal Reserve has dramatically raised interest rates in 2022 and, as a result, credit…
Credit management
How does payment history affect your credit score?
Payment history is the most important factor in your credit score. Simply put, if you…
Education
Store credit cards: What are they and should you get one?
Great for superfans of a particular store or chain, store credit cards earn solid rewards…
Education
8 reasons your card can be declined — and how to deal with it
There are many reasons your credit card purchase can get declined — including exceeding your…
Credit management
How to improve your credit score
Struggling with a low FICO credit score? Don’t worry: You can take some simple steps…
Education
Minimum payment: What it is, and when to pay more
Your credit card’s minimum payment is typically a small percentage of your balance that can…
Education
Personal loan vs. balance transfer card: Which is better?
Balance transfer credit cards and personal loans can help you pay off high-interest debt, but…
Education
When is a credit card annual fee worth it?
An annual fee might be worth it if you can justify it with your spending…
Education
These credit cards can help you pay down student debt with rewards
A credit card that advertises extra rewards for student loan payments may be a good…
Credit management
What happens to your credit card after a balance transfer?
When you transfer a balance to a new credit card, your old card is still…
Education
What does 0% APR mean?
A 0 percent APR card can help you make a big purchase or transfer a…
Credit management
When is the best time to pay my credit card bill?
There is no rule as to when you should pay your credit card bill, as…
Education
How to remove negative items from your credit report
If a negative item such as a late payment is holding down your credit score,…
