Card advice
BankAmericard benefits guide
The BankAmericard offers many rewards and benefits, including low introductory APR on both new purchases…
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Latest Posts
Education
Secured debt vs. unsecured debt: What you need to know
Secured debt is backed by an asset that can be seized if you default on…
Credit management
What is “credit mix” and why is it important?
While credit mix only accounts for a modest portion of your credit score, it’s important…
Card advice
What you need to know about instant use credit cards
By allowing access to your new line of credit right away, instant use credit cards…
Credit management
Differences between credit card joint account holder, authorized user and co-signer
If you share a credit card with another person, it’s important to know if you’re…
Card advice
What are the differences between a credit card and a debit card?
Knowing the differences between credit and debit cards can help you use each type of…
Credit management
How to cancel credit cards after a death
When a cardholder dies, credit cards aren’t automatically canceled. This can cause some problems if…
News
7 expenses you should never charge on a business credit card
From excessive client entertainment to payroll, there are some expenses you should not charge on…
Education
How to maximize your cash back on Amazon.com
There are plenty of ways to boost cash back on Amazon purchases, including using a…
Credit management
Credit card expiration date: What it does, and where to find it
Your credit card’s expiration date is a security feature, and it helps your card issuer…
Credit management
Should you look for ‘soft pull’ credit cards?
Soft pull credit cards can help you avoid the credit ding that comes with a…
Credit management
How to freeze your credit with Equifax
Credit freezes are more useful when you know your personal information has been compromised, such…
Card advice
Guide to Discover it Cash Back rewards and benefits
If you want to maximize your Discover it Cash Back rewards, you need to know…
Card advice
How to get preapproved for a Citi card
Have you been eyeing a Citi card but aren’t you sure if you qualify? You…
News
Can you get overpayment back if you paid card balance in full by mistake?
It’s easy to pay more than you intended on your credit card account, but card…
Education
What is Netspend?
Considering a prepaid Netspend Visa or Mastercard? These cards work similarly to debit cards, although…
Education
Suspect card fraud? How to file a claim
Knowing what actually constitutes fraud, and what to do when it happens, is the best…
Education
Is debt consolidation right for you?
With fewer payments each month and a potentially lower interest rate, a debt consolidation loan…
Card advice
How to earn and use Citi ThankYou points
Our Citi ThankYou guide gives a full overview on the best ways to earn and…
Credit management
Paying medical bills: Things to know
Unpaid medical bills do not impact your credit scores unless they are severely delinquent and…
Credit management
What is a good credit score?
A high credit score can help you qualify for the best interest rates and terms…
Credit management
Hard inquiries vs. soft inquiries: What they are, how they affect your credit
When it comes to hard inquiries and soft inquiries, only hard inquiries damage your credit…
Education
10 places NOT to use your debit card
They may look just like credit cards, but debit cards have different protections and uses.…
Credit management
Will removing my partner as an authorized user impact my credit score?
Removing yourself as an authorized user can lower your credit utilization ratio and the age…
Card advice
How to request a credit limit increase with Bank of America
Requesting a higher credit limit with Bank of America is a simple process, but make…
Card advice
Discover it Cash Back vs. Discover it Student Cash Back: Which is best for you?
The Discover it Cash Back and Discover it Student Cash Back are two great options…
Education
What is available credit on a credit card?
Your available credit is how much money you have left to spend on your card…
Credit management
Will it hurt my credit score if I never use my credit card?
Not using your credit card doesn’t hurt your score. However, your issuer may eventually close…
Card advice
Best credit cards for teachers
If you’re a teacher looking for ways to save on school supplies, snacks and other…
Statistics
Poll: Almost half of Americans are holding on to unused gift cards
The entire U.S. adult population’s unused gift cards, vouchers and store credits come to a…
Card advice
Blue Cash cards from American Express boost welcome bonuses
If you're looking for a way to earn a generous amount of cash back in…
Card advice
Credit score needed for the Capital One Quicksilver Cash Rewards card
According to Capital One, you need excellent credit to get approved for the Capital One…
Card advice
Credit score needed for the Chase Freedom Unlimited
You’ll likely need a good credit score to be approved for the Chase Freedom Unlimited.
Card advice
Credit score needed for the American Express Platinum card
What credit score is needed for the American Express Platinum Card? In most cases, you…
Card advice
Is the Chase Freedom Unlimited worth it?
The Chase Freedom Unlimited credit card comes with a generous rewards program, a 0 percent…
Card advice
Amex Platinum benefits
The Platinum Card from American Express has exciting benefits and perks. From travel benefits to…
Education
How to check and change your billing address
Your billing address allows your credit card issuer to send you important materials and protect…
Education
7 ways a bad credit score can affect you
Bad credit negatively affects many aspects of your life, so it’s essential to take steps…
Credit management
What is a bad credit score?
Although the three credit bureaus technically determine your score, each lender has its own guidelines…
Credit management
What’s the minimum age to be an authorized user?
You can boost a child's credit by adding them as an authorized user, but issuers'…
Education
How to get a credit card as a college student
It's been more challenging for college students to be approved for their very own credit…
Credit management
What to do if you have no credit score
If you're finding doors are currently closed for you because you no credit or a…
Card advice
How to maximize your Capital One Quicksilver card
With a solid cash back rate of 1.5 percent on every purchase, an easily obtainable…
Education
Graduating from a secured card to an unsecured card
While secured credit cards can help someone build their credit score and history, eventually they’ll…
Card advice
Credit score required for the Bank of America Customized Cash Rewards card
Increase your approval odds for the Bank of America Customs Cash Rewards card by knowing…
Card advice
How to maximize your Bank of America Customized Cash Rewards credit card
The Bank of America Customized Cash Rewards credit card lets you earn cash back with…
Card advice
How I use my Blue Cash Preferred Card from Amex
With a wallet full of credit cards at my disposal, the Blue Cash Preferred Card…
Card advice
Chase travel insurance benefits
Many Chase credit cards offer exceptional travel insurance benefits, such as primary auto rental coverage,…
Card advice
Chase Sapphire Reserve card benefits guide
If you're a frequent traveler and a foodie, you'll love all the benefits that come…
Card advice
Reasons to apply for the Chase Ink Business Cash Card
The Chase Ink Business Cash Card is one of the best small-business cards available. It…
Card advice
What credit score do you need for the Discover it Cash Back card?
You are most likely to be approved for the Discover it Cash Back if you…
Card advice
Pairing the Chase Sapphire Preferred and Chase Freedom Unlimited
What’s the best credit card to pair with the Chase Sapphire Preferred? In most cases,…
Card advice
Earn up to 100,000 bonus points with the Chase Ink Business cards
If you’re a small business owner looking to earn a generous rewards rate on company…
Credit management
How to build credit
While establishing a credit history is not difficult, maintaining good credit requires patience and commitment.…
Education
Are there any business credit cards that don’t require a personal guarantee?
The majority of business credit cards charge a personal guarantee, but there are a few…
Education
Cash back vs. points: Which is better?
If you aren’t a frequent traveler and you just want a simple rewards program, a…
Credit management
How to dispute and fix credit report errors
Credit report errors are more common than you would expect. But there is a process…
Credit management
When should you get your child a credit card?
Some parents add their children to their credit card accounts in their early teens, while…
Education
How to choose a student credit card
Student credit cards offer a great opportunity to test out card features and see if…
Education
Is it worth it to transfer hotel points to airline miles?
While it’s tempting to transfer points to different programs without too much thought, do your…
Education
Credit card price protection
Price protection is a noteworthy perk on your credit card. Benefits vary from card to…
Credit management
Will becoming an authorized user help my credit?
Becoming an authorized user on someone else’s credit card can help you strengthen your credit…
Education
Airport lounge access guide: Picking the best membership for you
The ultimate guide to accessing airport lounges – including coverage, membership costs and shortcuts to…
Credit management
Should you pay your health insurance deductible with a credit card?
When your health insurance plan comes with a high deductible, the funds you’ll need to…
Card advice
Amex Auto Purchasing Program: How it works
The American Express Auto Purchasing Program is a platform for Amex cardholders to buy a…
Education
What is a charge-off and how does it affect your credit?
A charge-off is an uncollected credit card balance that has been overdue so long that…
Education
Sharing miles with friends, family: These airlines allow it
Many airline loyalty programs allow you to pool miles into a single account or share…
Card advice
Chase Freedom Flex vs. Chase Sapphire Preferred
The Chase Freedom Flex and Chase Sapphire Preferred cards have some overlap when it comes…
Card advice
Guide to mobile wallets: Samsung Pay, Apple Pay, Google Pay
Got questions about mobile wallets? Our guide to Samsung Pay, Apple Pay and Google Pay…
Education
Uber Rewards program guide
The new Uber Rewards program makes it easy for users to earn rewards, and you…
Card advice
Capital One Venture X vs. Amex Platinum Card
Both the Platinum Card from American Express and the Venture X Rewards card from Capital…
Education
7 ways you can lose credit card rewards points
Most card companies spell out what happens to points when a cardholder doesn’t follow their…
Education
Planning a budget-friendly trip to a national park
Use your travel credit card to help plan a budget-friendly adventure to a U.S. national…
Education
Do preapproved credit card offers affect your credit?
Everyone knows that if you ask for credit, your score takes a hit. But what…
Credit management
Why does a hard inquiry hurt your credit score?
A hard inquiry – which occurs when a consumer applies for a credit account –…
Credit management
What is an ongoing APR?
If you end your introductory period with a debt, the ongoing APR will start to…
Card advice
Is the updated Amex Business Platinum the best business card available?
The Amex Business Platinum Card has some updated features for 2022, including expanded rewards and…
