Education
Main differences between business cards and personal cards
Whether you have a side gig or run a small business full-time, business credit cards…
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Latest Posts
Education
How to apply for a business credit card without a Social Security number
For many small business owners, the ideal business credit card is one that does not…
Card advice
How to add an authorized user to a Bank of America credit card
Bank of America makes it easy to add an authorized user to your credit card.…
Card advice
How to add an authorized user to a Citi credit card
Citi authorized users can be added quickly and easily. There is no charge, but there…
Credit management
What does your lender actually care about? Why these five factors are the best measure of credit risk
FICO®️ focuses on certain key factors when determining your credit score. Understanding them can be…
Card advice
Amex Platinum benefits
The Platinum Card from American Express has exciting benefits and perks. From travel benefits to…
Credit management
How to build credit with no credit history
A good credit history can set you up for financial success, and there are multiple…
Card advice
How I use my Blue Cash Preferred Card from Amex
With a wallet full of credit cards at my disposal, the Blue Cash Preferred Card…
Card advice
Bank of America Customized Cash Rewards benefits guide
The Bank of America Customized Cash Rewards card offers flexibility for those who want more…
Card advice
Reasons to apply for the Chase Ink Business Cash Card
The Chase Ink Business Cash Card is one of the best small-business cards available. It…
Credit management
How to build credit
While establishing a credit history is not difficult, maintaining good credit requires patience and commitment.…
Education
How to choose a travel credit card
Travel is one of the most popular rewards, but there are so many different kinds…
Education
Guide to travel insurance with credit cards
This guide features what’s included in travel insurance and how to assess what coverage you…
Education
How many credit cards should you have?
Wondering how many credit cards you should have? That depends on the type of spender…
Education
How do credit cards work?
When used responsibly, a credit card can help you finance new purchases, shop securely or…
Education
What is a secured credit card?
If you use it properly, a secured credit card is a great way to build…
Card advice
How do prepaid cards work?
You won’t build up your credit history with these cards, and you have to watch…
Credit management
Should you pay your health insurance deductible with a credit card?
When your health insurance plan comes with a high deductible, the funds you’ll need to…
Card advice
Petal 1 Visa Credit Card benefits guide
The Petal 1 “No Annual Fee” Visa Credit Card caters to quality borrowers who find…
Education
What is credit card churning?
People credit card churn for attractive sign-up bonuses, but the practice can come with consequences…
Credit management
What is VantageScore?
VantageScore, a credit score model designed by the three credit bureaus, offers another way for…
Education
7 tips for maximizing credit cards in retirement
From picking the best perks to securing the right credit limit, here's everything you need…
Card advice
Best credit cards to pay your taxes
Which cards are best for paying your taxes? Those with generous sign-up bonuses and rewards…
Card advice
Personal loan vs. credit card: Which one should you get?
Personal loans and credit cards require you to borrow money that must be paid back,…
Credit management
What is a credit report?
Your credit report is an important part of your financial well-being, so take the time…
Card advice
Is a fleet card right for your small business?
If your small business relies on one or more sets of wheels – such as…
Card advice
New Sallie Mae credit cards: Are they worth it?
Sallie Mae issues three credit cards targeted toward college students and recent grads. While there…
News
Amex Offers program guide
For American Express cardholders, Amex Offers is an easy and cost-free way to earn additional…
Credit management
Why is a credit score important?
A good credit score is important if you plan to borrow for a big-ticket item…
Credit management
Credit cards that offer free credit scores
Staying on top of your credit score is key to getting mortgages, auto loans and…
Education
How to send money with a credit card
Sending cash to friends and family? Before you reach for that credit card, keep in…
Card advice
Guide to mobile wallets: Samsung Pay, Apple Pay, Google Pay
Got questions about mobile wallets? Our guide to Samsung Pay, Apple Pay and Google Pay…
Education
Which banks let you personalize your credit card?
Many of the top credit card and debit card issuers let customers have fun with…
Card advice
How to prequalify for a Credit One Bank credit card
Credit One Bank allows applicants to see which cards match their credit profile without hurting…
Card advice
Capital One Venture vs. Capital One Quicksilver
Are the Venture card's travel rewards best for you, are you better off earning cash…
Credit management
Multiple monthly card payments can boost credit scores
Sending multiple payments each month can be a smart way to manage your credit card,…
Credit management
Credit card late fees: How much issuers charge if you slip up
Accumulating credit card late fees can cost you a lot of money. Knowing how they…
Card advice
What credit score do I need for the Amex Blue Cash Preferred?
The Blue Cash Preferred Card from American Express earns high cash back rates at U.S.…
Education
How to pay a credit card bill
Here are the different ways you can pay your credit card bill. Whether it's online,…
Education
How to safely accept credit card payments over the phone
To help avoid falling prey to fraud during phone transactions, you can use a virtual…
News
Credit card hardship programs: how they work, how to qualify
Hardship programs are designed to help consumers get through a tough financial time without defaulting…
Credit management
The 3 national credit bureaus: How Equifax, Experian and TransUnion work
The three major credit bureaus – Equifax, Experian and TransUnion – compile personal and credit…
Credit management
Does not activating a card hurt my credit score?
Choosing not to activate a new credit card won’t hurt your credit score, but you…
News
What is credit card reconsideration?
Credit card reconsideration can give you a second chance at approval after a credit card…
Credit management
Will paying down my credit card balance reduce my minimum payment?
Paying down your credit card balance is the best way to reduce your minimum payment…
Card advice
How to contact your credit card issuer
Here is the contact information for the biggest credit card issuers. While credit card issuers…
Education
Experian Boost: How to sign up, how soon it ‘boosts’ score
Experian Boost allows your positive history of paying utility and phone bills to be included…
Education
Teaching financial literacy to children and teens
Teaching children about credit and finances at an early age can help them to maintain…
Education
Is using one credit card for everything worth it?
Using just one credit card for everything has pros and cons. Here's how to make…
Education
How to read your credit card statement
Legally, credit card statements have to contain certain information about your credit card and your…
Education
Is it legal for a bank to place a hold on my card payment?
A reader wonders why her card was declined after she paid off her entire card…
Credit management
4 reasons why college students need a credit card
College students get a bad rap when it comes to credit cards. But if used…
Education
Which card issuer allows different credit limits for multiple users?
Setting unique spending limits for authorized users makes a lot of sense, but not enough…
Credit management
4 reasons to stop using cash and start using credit cards
Replacing the use of cash with credit cards can help you improve your budgeting, safeguard…
Education
How to send, receive money using Zelle
Zelle is a convenient peer-to-peer payment app supported by many different banking institutions. While this…
Credit management
Should you pay off debt or settle it?
Debt settlement can help you save money on credit card debt. However, settling your debt…
Education
What to do if you’re turned down for a business credit card
If your application for a business credit card was turned down, don't despair - you…
Credit management
1099-C frequently asked questions
Wonder why you received a 1099-C in the mail? Most taxpayers don't realize forgiven debt…
Credit management
5 mistakes you should avoid after paying off credit card debt
From running up debt again to not using your card at all, avoid these mistakes…
Credit management
How length of credit history affects your credit score
Your length of credit history is something to be aware of, but keep in mind…
Education
How to get a cash advance with Chase
It’s easy to get a cash advance with a Chase credit card. But because of…
Education
Should I update my income for my credit card issuer?
Stating your income is mandatory on a card application, but voluntary once you have been…
Card advice
Best credit cards for online shopping
Whether you’re looking for free shipping, online grocery delivery or cash back on your next…
Education
How to protect yourself from card skimming
Card skimmers can steal your bank or credit card information at fuel pumps, ATMs and…
Credit management
What you need to know about military credit checks
Thinking of joining the military? You may have to prove you're financially healthy as well…
News
Credit card bill autopay: Tips for getting it right
Autopay can help streamline your finances, but it must be used with care. Read on…
Card advice
Capital One purchase protection benefits
Purchase protection is a valuable credit card perk that many people don’t realize they have…
Card advice
How to transfer a balance to an American Express credit card
Considering a balance transfer to an American Express credit card? Here's everything you need to…
Credit management
Dark patterns could manipulate online shoppers into spending more
Laws have some catching up to do with websites that turn to manipulative software design…
Education
How to transfer a balance to a U.S. Bank credit card
Considering a balance transfer to a U.S. Bank credit card? Here’s everything you need to…
Card advice
What you need to know about the Venmo card
If you’re a regular Venmo user, the Venmo card might be worth looking into.
News
Can you use a credit card on Venmo?
You can use a credit card on Venmo, but it could result in a 3%…
Card advice
How to get preapproved for a Capital One card
Preapprovals can give you a good idea whether you’ll be approved for a credit card.…
Card advice
How to get preapproved for a Discover card
Preapproval can save you from a temporary dip on your credit score while helping you…
Education
Can I withhold payment on rejected credit card dispute?
Learn what to do if your credit card dispute has been rejected. You may be…
Education
What happens to credit card rewards after you return a purchase?
Whether it’s cash back, points or miles, credit card issuers will deduct rewards from your…
Education
How much will a secured credit card raise my score?
I used a secured credit card to get my credit up from the lowest point…
News
Black entrepreneur leveling the playing field for gig workers
The concept of how we work is changing and Craig J. Lewis, founder and CEO…
Card advice
Credit One vs. Capital One
Despite some superficial similarities, Credit One and Capital One are two completely different credit card…
Education
How to split the bill when dining out with a group
Dining out with a large group, splitting the bill can be hectic. Learn how you…
Card advice
Can you use a Discover card for international travel?
Discover card holders can use their card at more than 44 million merchants in more…
Credit management
How to address the racial credit score gap
The effects of racial discrimination are apparent in all aspects of financial life, with people…
Education
How to transfer a balance to an HSBC credit card
Balance transfers with HSBC credit cards have their limits, but it might still be worth…
Statistics
Card balances rose a moderate 2.4% in December, Fed reports
Card balances continue to grow and banks expect demand for credit card loans to rise…
Card advice
Three ways I recently got extra value from my Chase Freedom Flex card
The Chase Freedom Flex comes with outstanding opportunities to boost its value if you’re strategic…
Card advice
Southwest A-List status: Benefits and tips for earning it faster
Is A-List status worth it on Southwest? We give a rundown of the benefits and…
Education
Best credit cards for pet expenses
Affording your new dog or cat may take some maneuvering. Find out our top credit…
Credit management
Can debt collectors contact me on social media?
A recent update to the Fair Debt Collection Practices Act lays out the rules for…
Credit management
Immigrant’s guide to building credit in the U.S.
Establishing good credit is essential to financial success in the U.S. Here’s what every immigrant…
Education
Passionate Afro Latina entrepreneur driven by good stories, great credit and straight up hustle
Madeline Familia, founder and CEO of Creative Voices PR, used her good credit history to…
Education
A financial guide to mental health therapy
Whether you visit a psychologist in person or chat with a licensed therapist online, here's…
News
Capital One unveils new travel portal with money-saving features
Eligible Capital One cardholders will gain more booking flexibility while getting excellent airfare prices.
Card advice
Amazon Shop with Points: Should you use your rewards on Amazon?
Many rewards programs offer an option to redeem your points, miles or cash back on…
Card advice
Is Amazon Prime worth it?
We crunched the numbers for eight Amazon Prime perks to help you figure out if…
Education
Are flexible earning cards the new normal?
Flexible earning cards have risen in popularity, but that doesn't mean that they should be…
Card advice
How I used my American Express Gold card for tickets to Japan
Here's how my family flew to Japan and stayed in a Kyoto hotel for free.…
