Credit management
How does debt forgiveness work?
True credit card debt forgiveness is pretty much a myth. Credit card debt forgiveness comes…
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Latest Posts
Education
Can I apply for a credit card before I start my first job?
Whether you report your own income or the income of someone else in your household,…
News
Can you pay off a loan with a balance transfer card?
If you plan accordingly, you can transfer a personal loan to a credit card with…
Credit management
How to check your credit score
Keeping an eye on your credit score can help you learn how to improve it…
Credit management
How to negotiate debt with credit card companies
Paying down large amounts of credit card debt can be challenging. You do have the…
Education
When is a credit card annual fee worth it?
An annual fee might be worth it if you can justify it with your spending…
Education
Types of credit cards compared
Credit cards come in multiple different forms with ranging interest rates, fees and reward programs.…
Credit management
How to cancel a credit card
Anyone can take scissors to a credit card, but it takes skill to cancel a…
Education
How to create a financial wellness routine
Embracing financial wellness can be a great way to lower stress and anxiety, which can…
Education
What is financial toxicity, and how does it affect breast cancer patients?
Unfortunately, financial concerns often arise due to high treatment costs and disruptions to work and…
Card advice
5 reasons you should put every purchase on a credit card
If you pay your balance off in full each month, you can take advantage of…
Card advice
What are the differences between a credit card and a debit card?
Knowing the differences between credit and debit cards can help you use each type of…
Card advice
Delta SkyMiles guide: The best ways to earn and use SkyMiles
The Delta SkyMiles program can be perplexing. Our guide dives into the details of earning…
Card advice
Chase Sapphire Preferred vs. American Express Gold Card
The Chase Sapphire Preferred and American Express Gold Card offer some of the most lucrative…
Credit management
What are the benefits of using credit cards?
You probably know it’s quick and easy to use your credit card. But you might…
Credit management
What happens when you miss a credit card payment?
How bad can it be to miss or be late on one credit card payment?…
Credit management
How to freeze your credit with Equifax
Credit freezes are more useful when you know your personal information has been compromised, such…
Card advice
How to earn and use Citi ThankYou points
Our Citi ThankYou guide gives a full overview on the best ways to earn and…
Credit management
Hard inquiries vs. soft inquiries: What they are, how they affect your credit
When it comes to hard inquiries and soft inquiries, only hard inquiries damage your credit…
Card advice
Why the Citi Custom Cash Card is a great gas credit card
The Citi Custom Cash Card offers a slew of perks and incentives. As gas prices…
Credit management
What is an excellent credit score?
See if your credit score is excellent. If it’s not, learn how to get it…
Education
What to look for in a credit card for bad credit
There are ways you can get a credit card, even if you have poor credit.…
Education
How to choose a travel credit card
Travel is one of the most popular rewards, but there are so many different kinds…
Credit management
FICO vs. VantageScore credit scores: What’s the difference?
Both FICO and VantageScore can be used to tell a creditor how creditworthy someone is,…
Credit management
Dividing credit card debt in divorce
In a divorce, you can still bicker over your credit card debt and work out…
Credit management
Charge card vs. credit card: What’s the difference?
There may be times when you find a charge card is a better fit for…
Education
7 tips for maximizing credit cards in retirement
From picking the best perks to securing the right credit limit, here's everything you need…
Education
Which banks let you personalize your credit card?
Many of the top credit card and debit card issuers let customers have fun with…
Credit management
Credit card late fees: How much issuers charge if you slip up
Accumulating credit card late fees can cost you a lot of money. Knowing how they…
Education
How to dispute an error on your credit report
If you find a mistake on your credit report, it’s worth reporting it to the…
Education
How to safely accept credit card payments over the phone
To help avoid falling prey to fraud during phone transactions, you can use a virtual…
Credit management
Does not activating a card hurt my credit score?
Choosing not to activate a new credit card won’t hurt your credit score, but you…
News
What is credit card reconsideration?
Credit card reconsideration can give you a second chance at approval after a credit card…
Education
Ways to get TSA PreCheck for free
If TSA PreCheck sounds appealing to you but you don’t want to pay the $85…
Education
How to read your credit card statement
Legally, credit card statements have to contain certain information about your credit card and your…
Credit management
4 reasons why college students need a credit card
College students get a bad rap when it comes to credit cards. But if used…
Education
How to send, receive money using Zelle
Zelle is a convenient peer-to-peer payment app supported by many different banking institutions. While this…
Credit management
Should you pay off debt or settle it?
Debt settlement can help you save money on credit card debt. However, settling your debt…
Credit management
What does an 800 credit score mean?
Having an 800 credit score can help you in your financial, personal, and work life.…
Credit management
State statutes of limitation for credit card debt
There are limits to when a debt collector can file a lawsuit over unpaid credit…
Credit management
How to increase credit score with a low-limit credit card
It can be hard to qualify for a credit card with a high limit until…
Card advice
Capital One purchase protection benefits
Purchase protection is a valuable credit card perk that many people don’t realize they have…
Education
How to help your child build credit
With a parent’s assistance, children can start to build their credit history before they turn…
Credit management
6 good credit card habits to make a part of your routine
Credit cards offer a lot of great perks and rewards, but those benefits can be…
Education
Guide to Chase Pay Yourself Back
Pay Yourself Back allows you to redeem points for statement credits in select categories –…
Card advice
Credit score needed for the Chase Freedom Flex
The Chase Freedom Flex credit card can help you earn some solid cash back rewards…
