Education
What is an outstanding balance on a credit card?
An outstanding balance is the total amount you owe on your credit card, which includes…
Personal finance, credit cards, insurance
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He specializes in content focusing on personal finance, real estate and health and wellness. Among the outlets where John’s work has appeared are CreditCards.com, Bankrate, Forbes Advisor, Experian and U.S. News & World Report. He is the former editor-in-chief of the Austin Business Journal.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Personal Quote
“Just like millions of Americans, I have experienced ups and downs with my personal finances. When I share knowledge and expertise about spending and saving money, it makes me feel good about helping someone who’s in the same situation that I’ve been in. Most of us don’t learn about personal finance in school – we often learn about it through trial and error. It’s my hope that somebody can figure out how to better handle their money after reading my work.”
Education & Honors
Professional Groups
Education
What is an outstanding balance on a credit card?
An outstanding balance is the total amount you owe on your credit card, which includes…
Education
How do credit card APRs work?
Three letters — APR — can help you understand the ABCs of borrowing money with a credit…
Education
How to choose a 0% intro APR credit card
A 0% intro APR credit card may be your best bet for a short-term no-interest…
Statistics
Retail store card APRs hit record high
Many retail store cards offer 0 percent APR promotions and rewards, but they also tend…
Education
Types of rewards credit cards and how they work
Want to start earning rewards but don’t know where to start? Here’s an introduction to…
Card advice
Best credit cards for renting a car
Most renters don't know what benefits their credit card's car rental insurance plan offers or…
News
Experian Go, a tool to build your own credit report
This offering from the credit bureau Experian allows consumers to connect recurring non-debt payments to…
Education
Click to Pay: How it works, and why it exists
In October 2019, the four major credit card payment processors rolled out Click to Pay.…
Card advice
What credit score do I need for the Capital One VentureOne Rewards card?
If you're looking to invest in the Capital One VentureOne Rewards card, you should know…
Education
Watch out for minimum redemption on certain cards
Find out what a minimum redemption is, why they matter and which cards have them…
Statistics
Credit card delinquency statistics
Our team has compiled statistics on U.S. credit card delinquencies over the years, as well…
Card advice
Best credit cards for cell phone insurance
A handful of credit cards offer cell phone protection covering loss or damage. Policy details…
Education
Why utilities charge convenience fees to pay by credit card
As credit and debit use increase and payments by check dwindle, utility convenience fees still…
Credit management
What is UltraFICO?
FICO's new UltraFICO model factors in your day-to-day financial habits, as reflected by activity in…
News
How to clean your credit card
Experts say you can clean credit cards and other plastic payment cards, which appear capable…
To Her Credit
How to create a budget that works for you
From creating broad buckets for your money to keeping a sharp eye on every transaction,…
To Her Credit
The first of its kind: To Her Credit hosted a budgeting event in Austin
When Adriana Ocañas joined CreditCards.com as an editor in October 2018, she dug into the…
Mastercard, Discover, AmEx and Visa ditching signatures
Mastercard, Discover, American Express and Visa plan to ditch the signature requirement with credit and…
Credit management
How financial well-being and physical health are linked
The amount of credit card debt you're coping with can affect your physical health.
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.