Education
What is Netspend?
Considering a prepaid Netspend Visa or Mastercard? These cards work similarly to debit cards, although…
Personal finance
Kelli Pate is a former contributor to CreditCards.com. Pate is a freelance copy editor and writer specializing in personal finance. After graduating from Park University with a bachelor’s degree in journalism, she started her media career wearing a variety of hats for community newspapers in the Kansas City area: writer, copy editor, photographer and coffee runner, among other things.
Kelli later transitioned to writing and editing content for corporations and nonprofits, including a nationally recognized financial advisory firm, where she learned the ins and outs of investing, retirement, budgeting and additional personal finance topics.
Over the last five-plus years, Kelli has built a successful freelance business that has allowed her to work with media companies like The New York Times, Bitch Media, Rewire News Group, Mic, Entertainment Weekly, Bustle Digital Group and more. In addition to CreditCards.com and Bankrate, her byline has appeared in MoneyGeek, Daily Worth, Earnest, Top Agent Magazine, Vox.com, HelloGiggles, INSIDER, Refinery29, SheKnows, the Daily Pnut and more.
Kelli has been immersing herself in the world of travel hacking since 2016, when she and her wife paid for their honeymoon with credit card points.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Education & Honors
Education
What is Netspend?
Considering a prepaid Netspend Visa or Mastercard? These cards work similarly to debit cards, although…
Education
How long does it take for rewards to post to your account?
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Card advice
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Ollo cards guide
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Card advice
American Express car rental benefits
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Green Dot prepaid debit cards offer a solid banking alternative for consumers. It has four…
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Card advice
How to close a Wells Fargo account
In some cases, closing a Wells Fargo credit card account can do more harm than…
Education
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Card advice
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Education
How long does it take for rewards to post to your account?
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Card advice
Synchrony Bank credit cards
The name “Synchrony Bank” may not be as recognizable as credit card companies like Wells…
Card advice
Use PayPal Key to shop with PayPal anywhere online
PayPal's new virtual card program should offer more opportunity to earn rewards and additional protection…
Education
Guide to FlexPay
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Education
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Installment payment services like QuadPay let users pay for their purchases over time without incurring…
Credit management
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If you can't afford to pay for something outright or you're not sure you'll want…
Card Reviews
Navy Federal More Rewards American Express card review
The Navy Federal More Rewards American Express card is an especially good deal for families…
Card Reviews
Capital One Platinum Secured Credit Card review
The Capital One Platinum Secured Credit Card's low security deposit, reasonable fees and shorter pathway…
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Frequent Southwest flyers and anyone planning a big vacation in the coming months will benefit…
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Delta loyalists and travel enthusiasts alike will find the Platinum Delta SkyMiles from American Express…
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Chopper enthusiasts stand to benefit the most from the Harley Davidson Secured Visa credit card,…
Card Reviews
IHG One Rewards Premier Credit Card review
Though IHG points are a bit inflated, the large sign-up bonus on the new IHG…
Card Reviews
mymaurices VIP credit card review
Frequent Maurices shoppers could save a considerable amount of money with the mymaurices VIP credit…
Card Reviews
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Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards…
Card Reviews
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Despite meager rewards on outside purchases, gamers can definitely fuel their hobbies with the Sony…
Card Reviews
Old Navy Visa card review
The Old Navy Visa card's paltry rewards on purchases outside of Gap Inc. stores leave…
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United MileagePlus Club Card review
Most frequent United Airlines flyers would be smart to forgo signing up for the United…
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PNC Premier Traveler Visa Signature credit card review
The PNC Premier Traveler Visa Signature card is a good entry-level option for beginning travel…
Card Reviews
USAA Limitless Cashback Rewards Visa Signature credit card review
The USAA Limitless Cashback Rewards Visa Signature card is more than worthy of consideration —…
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Wells Fargo Visa Signature credit card review
The Wells Fargo Visa Signature card offers more value than meets the eye thanks to…
Card Reviews
REI Co-op World Elite Mastercard review
Outdoors enthusiasts are sure to love the REI Co-op Mastercard, which offers great rewards on…
Card Reviews
Menards BIG credit card review
Despite the retailer's catchy jingle, even the biggest home improvement enthusiasts are unlikely to save…
Card Reviews
Victoria’s Secret Angel credit card review
The Victoria's Secret Angel credit card is a must-have for fans of the lingerie retailer,…
Card Reviews
Bed Bath & Beyond Mastercard review
The Bed Bath & Beyond Mastercard stands out in the retail card category for its…
Card Reviews
JCPenney credit card review
With paltry rewards and a high APR, the JCPenney card is a poor choice for…
Card Reviews
Gap Visa card review
Designed for devoted fans of Gap Inc. brand stores, the Gap Visa card bestows cardholders…
Card Reviews
AT&T Access Card from Citi review
The AT&T Access Card from Citi is an easy way for current AT&T customers to…
Card Reviews
Nordstrom Visa Signature card review
Devoted Nordstrom fans will relish the opportunity to potentially save big bucks with the Nordstrom…
Card Reviews
BJ’s Perks Elite MasterCard review
The BJ's Perks Elite MasterCard gives current BJ's members a chance to save big on…
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Ace Rewards Visa Signature card review
While its rewards for frequent Ace shoppers are handsome, occasional Ace shoppers are likely to…
Card Reviews
Meijer Platinum MasterCard review
The Meijer Platinum MasterCard offers considerable savings on supermarket and gas purchases.
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Kohl’s Card review
Despite a paltry points system, regular Kohl's customers can still save a considerable amount of…
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TJX Rewards Platinum Mastercard review
The high APR and the overall low rewards rate may be a reason for anyone…
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Macy’s American Express card review
Savvy shoppers who never miss a Macy's One-Day Sale have the potential to win big…
Card Reviews
Barclaycard Financing Visa
Apple fanatics can finance high-cost purchases using the Barclays Visa, but they need to be…
Card Reviews
My Best Buy® Visa® Card review
The My Best Buy Visa credit card makes sense for fans of the latest and…
Card Reviews
Lowe’s Advantage Credit Card review
Frequent Lowe's shoppers will love the card's automatic discount and special financing offers.
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Target Redcard review
The Target Redcard is a no-brainer for loyal customers of the discount retailer.
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Costco Anywhere Visa® Business Card by Citi review
Business owners who frequently buy in bulk will love the Costco Anywhere Visa Business card's…
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JetBlue card review
Those living in major coastal cities near the airline's hubs are sure to benefit from…
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Blue from American Express card review
The American Express EveryDay Preferred card can be a great choice for frequent users and…
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American Express Everyday Preferred card review
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Expedia+ Card from Citi review
The Expedia+ Card from Citi's lower earn rate and restrictive redemption program mean you can…
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Capital One Premier Dining Rewards credit card review
The brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies…
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