Education
What is a student credit card?
The best student credit cards help college students build a positive credit history while allowing…
Personal finance, habit formation
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library.
In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.
Nicole Dieker’s debut novel, The Biographies of Ordinary People, is a Millennial-era Little Women that follows three sisters from childhood to adulthood. Dieker is also the author of Frugal and the Beast: And Other Financial Fairy Tales, in which she reworks classic fairy tales to highlight their hidden financial lessons.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Personal Quote
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
Education & Honors
Education
What is a student credit card?
The best student credit cards help college students build a positive credit history while allowing…
Education
How to get a credit card without a Social Security number
If you want to build credit in the U.S. but don’t have a Social Security…
Education
Shop small and local: How to score rewards and support local small businesses
Here's how to improve your small-business shopping strategies, starting on Small Business Saturday and continuing…
Card advice
Is the Ink Business Unlimited worth it?
The Ink Business Unlimited from Chase is a low-maintenance cash back business card that can…
Card advice
Is the Bank of America Travel Rewards credit card worth it?
If you’re looking for a no-annual-fee credit card with a 0 percent intro APR intro…
Card advice
Spend tracking with major credit card issuers
If you want to understand where your money is going, you need to track your…
Card advice
What you need to know about instant use credit cards
By allowing access to your new line of credit right away, instant use credit cards…
Card advice
Guide to Discover it Cash Back rewards and benefits
If you want to maximize your Discover it Cash Back rewards, you need to know…
Education
What are rotating category credit cards and how do they work?
The best rotating category credit cards are the Discover it Cash Back card and the…
Card advice
Citi Double Cash benefits guide
With the Citi Double Cash, you earn up to 2 percent cash back on every…
Card advice
Credit score needed for the Capital One Quicksilver Cash Rewards card
According to Capital One, you need excellent credit to get approved for the Capital One…
Card advice
Credit score needed for the American Express Platinum card
What credit score is needed for the American Express Platinum Card? In most cases, you…
Card advice
First 6 things to do when you get the Amex Platinum
If you want to use your Platinum Card to save money and upgrade your travel…
Card advice
What credit score do you need for the Discover it Cash Back card?
You are most likely to be approved for the Discover it Cash Back if you…
Card advice
Pairing the Chase Sapphire Preferred and Chase Freedom Unlimited
What’s the best credit card to pair with the Chase Sapphire Preferred? In most cases,…
Credit management
What is a good credit utilization ratio?
Credit utilization is the second most important factor in credit scoring. Knowing how to maintain…
Education
What is a derogatory mark on a credit report?
In some cases, derogatory marks result from credit report errors, and you can dispute them.…
Card advice
Amex Green Card benefits guide
Whether you’re a frequent flyer or a regular at your favorite restaurant, the Amex Green…
Credit management
Grow Credit Mastercard benefits guide
Want to build credit without a credit card? The Grow Credit Mastercard can help you…
Card advice
Is the United Club Infinite Card worth it?
If you’re a frequent flyer who prefers United, wants to take advantage of high-level travel…
Card advice
Guide to the Ramp corporate card
Want a corporate credit card with no personal guarantee? The Ramp credit card offers startup…
Card advice
Using Ultimate Rewards for Apple products
If you’re interested in redeeming your Chase Ultimate Rewards points for a new iPhone or…
Credit management
Will paying down my credit card balance reduce my minimum payment?
Paying down your credit card balance is the best way to reduce your minimum payment…
Credit management
How to use the Self Visa Credit Card to build your credit
If you are at the beginning of your credit history or hoping to recover from…
Card advice
Which Delta SkyMiles card is best for you?
The best Delta SkyMiles credit card for you depends on how you'll use it. Delta…
Card advice
Best credit cards for families
Whether you’re hoping to save money on travel or looking for the best cash back…
Education
Can you use one credit card to pay off another?
Credit card providers don’t allow you to pay off your debt simply by charging it…
Card advice
Guide to the Greenlight debit card for kids
Many parents wish there was an easy way to teach their children about money –…
Card advice
How to transfer Chase points
Chase Ultimate Rewards points are some of the most flexible and valuable credit card rewards…
Card advice
Best gas credit cards for bad credit
Don’t let your credit score keep you from earning cash back rewards at the pump.
Card advice
Best credit cards for millennials
Explore options that can add value to your overall credit card strategy.
Card advice
Citi card combinations that maximize rewards
How do you know which Citi card is right for you? Combining two Citi credit…
Card advice
Wells Fargo Reflect benefits guide
Want a credit card that offers up to 21 months of 0% intro APR on…
Card advice
Is the Citi Premier Card worth it?
The Citi Premier Card offers industry-leading rewards on travel, as well as the opportunity to…
Card advice
How to use your $200 Amex Platinum airline fee credit in 2023
The Platinum Card from American Express offers a number of premium travel benefits – including…
Card advice
Guide to Divvy card
Divvy’s smart credit card can help businesses manage expenses, adjust budgets, limit spending and access…
Credit management
How Black Americans can build and establish credit
Whether you’re hoping to buy a home, rent an apartment or use a credit card…
Education
NFTs and credit cards: What you need to know
Knowing how to buy an NFT is the first step. The second step is knowing…
Education
Fitting self-care into your life and finances
Self-care may be important, but it isn't necessarily free. Here we take a look at…
Education
What to do if you can’t get a student credit card
If you aren't eligible for a student credit card, don't despair. There are other ways…
Card advice
Who should and shouldn’t get the American Express Business Gold
The American Express Business Gold Credit Card is right in the middle of American Express’…
Credit management
How race affects your credit score
Some might consider credit to be a "great equalizer" in the U.S. financial system. But…
Education
Guide to The Points Guy app
The Points Guy App promises to be an essential tool for anyone interested in travel…
Card advice
Bank of America Customized Cash Rewards vs. Blue Cash Everyday from American Express
When you’re comparing Amex Blue Cash Everyday and the Bank of America Cash Rewards, consider…
Card advice
Credit score needed for the Citi Double Cash Card
What's the best Citi Double Cash credit score? If you have good or excellent credit,…
Capital One Quicksilver vs. Bank of America Unlimited Cash
The Bank of America® Unlimited Cash Rewards credit card and the Capital One Quicksilver Cash…
Card advice
Who should and shouldn’t get the Business Platinum Card from Amex
The Business Platinum Card from American Express is a top travel credit card and a…
Education
A financial guide: Helping your child with a disability become a financially secure adult
Helping your child with a disability transition into a financially secure adulthood might be complicated…
Card advice
Guide to the Upgrade Triple Cash Rewards Visa
The Upgrade Triple Cash Rewards Visa offers unlimited 3% cash back on home, auto and…
Education
A financial guide to mental health therapy
Whether you visit a psychologist in person or chat with a licensed therapist online, here's…
Credit management
Guía de ayuda para acceder y establecer crédito en EEUU
Si usted forma parte de la comunidad hispana en Estados Unidos, esta guía es para…
Credit management
How to build and establish credit in the Hispanic community
Here are some of the easiest ways for members of the Hispanic community to improve…
Education
What are low-interest credit cards?
Want to know how to get a low-interest credit card? Here's how to evaluate each…
Education
How to pay for immigration fees
The immigration process can get expensive, but the USCIS allows immigrants to pay eligible fees…
Education
A financial guide to college extracurricular activities
We’ve put together a financial guide to college extracurriculars, including information on what kinds of…
Card advice
Earn $500+ in credits in your first year, and offset the Amex Gold card’s annual fee
Although the $250 annual fee might feel a little steep – especially when compared to…
Education
A financial guide to subscription boxes
Subscription boxes can help you plan your life more efficiently – but you need to…
Credit management
A financial guide to gaming
Gaming comes with substantial startup costs, whether you’re gaming as a hobby or trying to…
Card advice
How to transfer your credit limit on Capital One cards
If you're thinking about combining Capital One credit card accounts in order to take advantage…
Card advice
Best cards for online advertising
If your small business puts a lot of money into online advertising, you deserve some…
Card advice
Guide to Varo Believe
The recently announced Varo Believe Card aims to help people who might not otherwise have…
Card advice
Apple Card colors: What they mean and why they change
Once you know why the Apple Card changes color and what the Apple Card color…
Card advice
Pay for online purchases over time with Affirm
An Affirm payment plan can be a great way to pay off a large purchase…
Card advice
Merrick Bank credit cards: Are they worth it?
If you want to build your credit, Merrick Bank may be able to help. Learn…
Credit management
Payoff review: A better way to pay card debt?
Payoff can help you consolidate your credit card balances into a single monthly payment –…
Card advice
Use the Upgrade Card to save interest
If you’re looking for the flexibility of a credit card combined with the fixed payments…
Card advice
Making the most of your Chase Sapphire Reserve benefits and perks
While the Chase Sapphire Reserve’s recent fee increase might put off some cardholders, the accompanying…
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.