Education
Secured debt vs. unsecured debt: What you need to know
Secured debt is backed by an asset that can be seized if you default on…
Personal finance, Credit cards
Rebecca Lake is a freelance writer and blogger specializing in personal finance. Her interest in finance – specifically credit cards – began when she was struggling to pay off over $30,000 in credit card debt. With a passion for helping others make smart financial decisions, she started writing about finance in 2012 and since then has contributed to a number of highly-visible brands online, including CreditCards.com, U.S. News & World Report, Citi Life + Money, Discover Modern Money blog, Bankrate, SmartAsset, Fox Business Network, Forbes Advisor, Magnify Money and Nerdwallet.
Her areas of expertise include credit cards, debt management and personal money management. She began writing for CreditCards.com in 2018, where she authors articles on topics ranging from credit score management to travel rewards to small business credit. She’s been quoted in Fatherly, Consolidated Credit, Grow from Acorns and the Haven Life blog, among others.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Education & Honors
Education
Secured debt vs. unsecured debt: What you need to know
Secured debt is backed by an asset that can be seized if you default on…
Education
Main differences between business cards and personal cards
Whether you have a side gig or run a small business full-time, business credit cards…
Credit management
How to check your small business’s credit report and credit score
For newer small-business owners, you probably don’t need to check your business credit score as…
Credit management
How to build business credit
Business credit can affect your ability to qualify for business financing and more favorable borrowing…
Education
Best business credit cards for bad credit
Getting a business credit card with bad credit may be challenging but it’s not impossible.…
Card advice
Best credit monitoring services for 2023
With internet safety more of a concern than ever, you should take every precaution to…
Card advice
Guide to Citi Custom Cash Card’s rewards and benefits
The Citi Custom Cash Card offers cash back that adapts to your spending habits. It…
News
How to change your travel plans when you booked with rewards
If you're considering postponing or canceling a trip you booked with rewards, travel providers might…
Education
What to do when your balance transfer is denied
Your balance transfer can be turned down by card issuers for a few reasons, including…
Education
Can you transfer a balance within the same bank?
Generally, banks won’t let you transfer a balance from one card to another from the…
Education
How to negotiate a balance transfer fee
If you’re considering transferring a balance to a 0 percent APR credit card, one thing…
Education
What is a balance transfer fee?
Balance transfer fees may apply when combining credit card balances. Knowing how to calculate the…
Education
What is deferred interest?
Deferred interest plans are often advertised in retail stores as charging “no interest until” a…
Education
Can you do a balance transfer with bad credit?
If you’re looking for options to pay off card debt but you have poor credit,…
Credit management
How credit scores affect interest rates
Your credit score helps determine what interest rate you qualify for. A higher credit score…
Education
10 common travel credit card mistakes you need to avoid
Whether it’s redeeming points for cash back or letting your miles expire, avoiding these common…
Education
How to choose a rewards credit card
With so many rewards cards to choose from, answering a few questions can help you…
Education
Easy approval business credit cards
Business credit cards can make running your business easier and potentially save money if you're…
Card advice
Is the Citi Custom Cash Card worth it?
The Citi Custom Cash Card puts 5 percent cash back in your pocket based on…
Education
What to do if you’re turned down for a business credit card
If your application for a business credit card was turned down, don't despair - you…
Card advice
Is the updated Amex Business Platinum the best business card available?
The Amex Business Platinum Card has some updated features for 2022, including expanded rewards and…
News
Tax season guide to small business expense deductions
Claiming deductions can save your business money on your tax return, but you might be…
Education
Balance transfer checks: All you need to know
If you want to transfer a balance from a high-interest credit card to another card…
Education
Money-saving tips for hosting family for the holidays
You don’t have to blow your holiday budget hosting your family for a get-together. From…
Credit management
Money stress and mental health: 5 ways to cope
Financial instability can take a toll on your mental health. Here's how you can add…
Card advice
Capital One SavorOne Cash Rewards Credit Card guide
Capital One SavorOne Cash Rewards is designed with foodies in mind. Learn how to make…
Education
The difference between secured and unsecured credit cards
Secured credit cards and unsecured cards are both convenient for making purchases. Knowing the difference…
Card advice
Guide to Citi Custom Cash Card’s rewards and benefits
The Citi Custom Cash Card offers cash back that adapts to your spending habits. It…
To Her Credit
How to manage finances as a single mother
Knowing how to survive financially as a single mom isn't always easy. These financial tips…
Education
How to build business credit when you have bad personal credit
If you have poor personal credit, it could make building business credit more challenging. Here…
Education
Investment apps offer a new way to earn cash back
Interested in investing for your future and earning cash back at the same time? These…
Card advice
How to close a Capital One account
Closing a Capital One credit card account could make sense for a variety of reasons,…
Card advice
Guide to American Express ‘Pay It Plan It’
Pay It Plan It® is a flexible payment option offered by American Express in some…
Education
How to build a home gym on a budget
If you're still uncomfortable going to the gym, setting up a home gym can be…
News
Financial strategies if you’re self-employed
If you're self employed, you have some pandemic relief options. Here's what you need to…
To Her Credit
Can you make money through a multilevel marketing company?
MLMs are marketed as a quick and easy way to make cash, but they could be…
To Her Credit
Investing tips for women: Overcoming financial setbacks for future success
Investing isn’t one-size-fits-all. Age, risk tolerance and individual goals all come together to shape a…
Card advice
Best cash back, rebate apps
Earning cash back has never been easier. Now, instead of just sticking with cash back…
Credit management
Clarity Services by Experian: What it is, how it works
Clarity Services uses alternative data to help consumers with thin or nonexistent credit profiles improve…
Education
Holiday shopping: How to earn more cash back at department stores
Taking advantage of Chase Freedom’s and Discover’s 5 percent cash back is just the first…
Credit management
Business credit monitoring services: What they are, how they work; are they worth it?
Business credit monitoring services check for changes to your business credit profile that could cause…
Education
How to raise your business rewards credit card limit
If your small business is in need of expansion, you might realize your business credit…
Credit management
Credit freezes are now free – but do you need one?
Credit freezes, which keep lenders and other companies from viewing your credit, are now free.…
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