Education
Best credit cards for trip cancellation
Credit cards may reimburse you for your prepaid expenses if your trip is canceled or…
Personal finance, Credit cards, Financial scams and fraud
Susan Ladika spent more than three decades working as a journalist, reporting everywhere from Bali to Bosnia to Tampa Bay. She spent the first 12 years of her career working as a reporter and editor at newspapers in the Southeast, then moved to Europe, where she worked for the Associated Press and freelanced. Susan returned to the U.S. in 2001 and has been freelancing ever since.
Susan began writing about the fascinating field of personal finance for CreditCards.com and Bankrate during the heart of the Great Recession, when everyone wanted to learn how to save money and spend what they had more wisely.
Over the years she’s written about a wide range of personal finance topics, including credit cards and debit cards, financial scams and frauds, savings and checking accounts, real estate and insurance.
Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Personal Quote
“Writing about personal finance has made me much more aware of my own relationship with money. And it has put me on guard for scams and fraud, which take advantage of so many innocent people.”
Education & Honors
Professional Groups
Education
Best credit cards for trip cancellation
Credit cards may reimburse you for your prepaid expenses if your trip is canceled or…
Education
Are credit card rewards taxable?
According to experts, whether cash back and points are taxable depends on the type of…
Credit management
Why are credit card APRs so high?
Credit cards are a risky proposition for issuers, and interest rates reflect that. It’s important…
Credit management
Credit card expiration date: What it does, and where to find it
Your credit card’s expiration date is a security feature, and it helps your card issuer…
Education
Guide to travel insurance with credit cards
This guide features what’s included in travel insurance and how to assess what coverage you…
News
Credit card hardship programs: how they work, how to qualify
Hardship programs are designed to help consumers get through a tough financial time without defaulting…
Credit management
How to report credit card fraud
Credit card fraud is shifting online during the pandemic as consumers do more of their…
News
Amex makes it easier for immigrants to get credit cards
American Express is allowing many immigrants to get credit cards using credit history from their…
News
Avoid credit card fraud this holiday season
As online sales soar and supply chain issues reduce inventory, fraudsters are setting up fake…
Statistics
State-by-state bankruptcy statistics
Bankruptcy is one way to reduce a mountain of debt, but there may be other…
Card advice
What you should know about fixed-rate credit cards
When interest rates rise, so could the rate you pay on your variable-rate credit card.…
Credit management
How to set up a credit freeze
A credit freeze strictly limits who can access your credit report, which prevents fraudsters from…
News
Credit card issuers offer cardholders relief amid coronavirus outbreak
As the coronavirus pandemic continues to shutter businesses across the country and a record number…
News
How to dispute an error in your TransUnion credit report
The economic uncertainty caused by the COVID-19 pandemic makes it more important than ever to…
News
How to avoid ‘cardholder services’ scams
If you’re struggling to pay your credit card bills in the COVID-19 pandemic, a call…
Credit management
How to dispute an error in your Experian credit report
Incorrect information in your credit report can lower your credit score, and that could mean…
Education
Retailers will lose billions to online fraud by 2023: Could a new Amex tool help?
Between 2018 and 2023, retailers are expected to lose about $130 billion to card-not-present fraud,…
News
Is credit card interest tax deductible?
The interest charges that rack up if you don’t pay your credit card bill off…
News
Scammers splice skimming with spoofing to steal your credit card information
Cyberthieves are now combining two crimes – skimming consumers’ card information and then making spoofing…
Credit management
Employer credit checks: Who does them, how they work and what laws apply
If you're applying for a new job, a credit check could determine your fate, depending…
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.