Nope! While we do a soft credit check to see which cards you should be matched with, CardMatch™ will never impact your credit score, no matter how many times you check it.

We use the information we ask for to create a credit profile so we can match you with cards and special offers. This information helps us present you with prequalified offers and personalized matches instead of the generic card lists you may see on other websites.

Yes! Security is always a top priority. We use industry standard encryption to protect your data – learn more about our Privacy Policy here.

Searching for a credit card is hard, but CardMatch™ is here to help make it easier for anyone—no matter your credit score, history or experience with credit cards. When you enter your information, we check your credit (without impacting your score) to see if you’re prequalified for any of our partner cards and if you qualify for any special bonus offers. That way, you can narrow down your search to our list of offers curated just for you, and apply with confidence knowing CardMatch™ has your back.

Your CardMatch™ offers are good for 10 minutes, but you can always refresh the page (you may have to re-enter some information) to see your offers again and potentially new ones without impacting your credit score. Keeping the offers available for a relatively short amount of time helps us make sure you’re getting accurate prequalified offers, preapprovals, and special bonuses.

In your CardMatch™ results, you may see that certain cards are marked as “prequalified offers.” This means that we believe you have a very strong chance at being approved for this card, and it is sometimes paired with a special bonus offer not available anywhere else on CreditCards.com. Final decisions are at the discretion of the card issuer, so though we believe you are more likely to be approved, you may not be, based on factors outside of your credit score.

CardMatch™ is an exclusive tool in which CreditCards.com partners with issuers including, but not limited to, American Express, Wells Fargo, Citi and Discover. With the partnership, these issuers are able to connect with us to give our customers personalized CardMatch™ matches. While we partner with many of the largest issuers out there, you may not see every card you might want in your personalized results.