Cash Back Credit Cards for Fair Credit

Cash back credit cards can be used by those with fair credit to improve their credit score and earn bonus cash. Browse our experts’ top picks for the best fair credit cash back cards to find the perfect one for you.

Cash back credit cards can be used by those with fair credit to improve their credit score and earn bonus cash. Most issuers offer cards with simple flat-rate cash back, and some offer higher cash back bonuses in categories like dining and groceries. Browse our experts’ top picks for the best fair credit cash back cards to find the perfect one for you.

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card
Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
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Rewards rate

5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%
Earn unlimited 1.5% cash back on every purchase, every day

At A Glance

Annual fee
$39
Balance transfer intro APR
N/A
Regular APR
29.99% variable
Recommended credit
580-740 (Fair to Good) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Discover it® Student Cash Back

Discover it® Student Cash Back
Our rating:5.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
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Rewards rate

5%
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1%
Earn unlimited 1% cash back on all other purchases - automatically.

At A Glance

Annual fee
$0
Balance transfer intro APR
10.99% for 6 months
Regular APR
17.49% - 26.49% Variable APR *Rates as of December 12, 2024.
Recommended credit
(No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Discover it® Secured Credit Card

Discover it® Secured Credit Card
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
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Rewards rate

2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%
Earn unlimited 1% cash back on all other purchases.

At A Glance

Annual fee
$0
Balance transfer intro APR
10.99% for 6 months
Regular APR
27.49% Variable APR *Rates as of December 12, 2024.
Recommended credit
(No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Discover it® Student Chrome

Discover it® Student Chrome
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees
Apply now

Rewards rate

2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%
Earn unlimited 1% cash back on all other purchases.

At A Glance

Annual fee
$0
Balance transfer intro APR
10.99% for 6 months
Regular APR
17.49% - 26.49% Variable APR *Rates as of December 12, 2024.
Recommended credit
(No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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