Rewards rate
- 2X
-
Earn 2X points on Southwest® purchases.
- 2X
-
Earn 2X points on local transit and commuting, including rideshare.
- 2X
-
Earn 2X points on internet, cable, and phone services; select streaming.
- 2X
-
Earn 2X points on Rapid Rewards® hotel and car rental partners.
- 1X
-
Earn 1X points on all other purchases.
At A Glance
- Intro offer
- $400 statement credit + 40,000 pts. Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
- Annual fee
- $69
- Regular APR
- 20.74% - 27.74% variable
- Recommended credit
- 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.