Capital One Spark Cash Select
Capital One Spark Cash Select
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Capital One Spark Cash Select

Capital One Spark Cash Select
See Rates & Fees
Our rating:4.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

Credit Recommended (740-850)

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Apply now at Capital One's secure site
Intro Bonus
$500 cash back$500 cash back once you spend $4,500 on purchases within the first 3 months from account opening
Reward Rates
5%Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
1.5%Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
17.99% - 23.99% (Variable)
Annual Fee
$0

Great for:

Small business owners looking for an easy way to earn cash back without juggling rotating category rewards. This card allows users to earn unlimited 1.5% cash back on all purchases with no annual fee – those savings can be lifesaving for a new small business.

See our other top business credit cards.

Highlights

  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges

Features

  • Business
    Business
  • Cash Back
    Cash Back
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.0 out of 5

Our take: This no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders. See Rates and Fees

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.