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Discover it® Chrome

Discover it® Chrome
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Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Cashback MatchIntro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Reward Rates
2%Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%Earn unlimited 1% cash back on all other purchases.
Balance Transfers Intro APR
0% for 18 months
Purchases Intro APR
0% for 6 months
Regular APR
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Annual Fee
$0

Great for:

Rewards at gas stations, restaurants. This is a great card for gas stations and restaurants, because you’ll earn 2% back on those categories up to $1,000 in combined purchases per quarter (then 1%), then Discover will match your cash back at the end of your first year.

See more of the best rewards credit cards of 2023.

Highlights

  • Intro Offer: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.

Features

  • Balance Transfer
    Balance Transfer
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Travel
    Travel

Staff Review

Editor's Rating:

4.6 out of 5

Our take: A good card for foodies and commuters, the Discover it® Chrome credit card features an outstanding sign-up bonus that matches the cash back you earn at the end of your first year and a solid rewards rate on restaurant and gas station purchases. Terms and conditions apply.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Chrome

Average Ratings: (collected by Discover)
4.6 out of 5 stars
Ratings and reviews provided by issuer as of 2021-04-01.