- Intro Bonus
- 20,000 bonus pointsFrom 1/2/2025 through 3/31/2025, get 20,000 bonus points when you spend $2,000 within your first 90 days of account opening.
- Reward Rates
- 3X3X points at supermarkets
- 3X3X points on gas and transit
- 3X3X points at restaurants
- 1X1X points on everything else
- Balance Transfers Intro APR
- 0% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 15.15% and 18.00% applies.
- Purchases Intro APR
- N/A
- Regular APR
- 15.15% - 18.00% Variable APR
- Annual Fee
- $0
Highlights
- From 1/2/2025 through 3/31/2025, get 20,000 bonus points when you spend $2,000 within your first 90 days of account opening. Also get a 0% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening.
- Maximize your everyday spending with 3X points at supermarkets, 3X points on gas and transit, 3X points at restaurants and 1X points on everything else.
- No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
- No limit on rewards.
- Points can be redeemed for cash, travel, gift cards, and merchandise.