OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
Apply now at Capital Bank's secure site
Credit Cards»Visa Credit Cards»OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
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OpenSky® Secured Visa® Credit Card

Our rating:3.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Capital Bank's secure site
Reward Rates
Up to 10%Up to 10% cash back rewards on purchases at over 40,000 retailers
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
24.89% (variable)
Annual Fee
$35

Highlights

  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Secured credit card
    Secured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.0 out of 5

Our take: With a relatively low APR and annual fee, the OpenSky Secured Visa credit card is a great card for those with bad to fair credit. You won’t earn substantial rewards, but you’ll keep additional charges to a minimum, and you can qualify for the card without a credit check.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.