Prosper® Card
Prosper® Card
Apply now at Prosper's secure site
Credit Cards»Mastercard Credit Cards»Prosper® Card
Prosper® CardSee Rates & Fees
Partner Offer

Prosper® Card

Our rating:3.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

Credit Recommended (300-670)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Prosper's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
23.74%-35.24% Variable
Annual Fee
$39 (waived for the first year if you sign up for autopay before your first statement)

Highlights

  • No annual fee for the first year with AutoPay. The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
  • No security deposit required
  • We don't charge fees for ATM cash withdrawals. Third party fees may apply.
  • Initial credit limit up to $3,000
  • We regularly report on your credit card performance to help you establish credit history
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • Choose a monthly payment date that works for you
  • Free mobile app—MyProsperCard
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International

Staff Review

Editor's Rating:

3.0 out of 5

Our take:The Prosper Card can help you build credit and not much else. You won’t earn rewards and you won’t have many perks to find added value. It’s a good card if you want to keep things simple when learning the ropes of credit cards while you work your way toward better cards.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.