- Intro Bonus
- $400 statement credit + 40,000 pts.Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
- Reward Rates
- 3XEarn 3X points on Southwest® purchases.
- 2XEarn 2X points on local transit and commuting, including rideshare.
- 2XEarn 2X points on internet, cable, and phone services; select streaming.
- 2XEarn 2X points on Rapid Rewards® hotel and car rental partners.
- 1XEarn 1X points on all other purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 20.74% - 27.74% Variable
- Annual Fee
- $149
Highlights
- Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- $75 Southwest® travel credit each year.
- No foreign transaction fees.
- Member FDIC
Features
- Airline
- Excellent Credit
- Good Credit
- No Foreign Transaction Fees
- Rewards
- Travel
- Visa
Staff Review
Editor's Rating: 4.1 out of 5 | Our take: It lacks the heft of most elite airline cards, but for loyal Southwest flyers, this card offers enough value to justify its higher fee. |