Surge® Platinum Mastercard®
Surge® Platinum Mastercard®
Apply now at Continental Finance's secure site
Credit Cards»Mastercard»Surge® Platinum Mastercard®
Surge® Platinum Mastercard®
Partner Offer

Surge® Platinum Mastercard®

Our rating:1.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

Credit Recommended (300-670)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Continental Finance's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
35.90% Fixed
Annual Fee
$75 - $125

Highlights

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Price Protection
    Price Protection
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

1.5 out of 5

Our take: The Surge Platinum Mastercard could get you a high credit limit but the card’s inflated fees and APR make it a poor choice for most credit-builders.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.