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Synchrony Premier World Mastercard®
Partner Offer

Synchrony Premier World Mastercard®

Our rating:2.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Synchrony's secure site
Reward Rates
2%2% cash back* on every purchase
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
18.74% - 34.49% Variable APR as of October 1, 2024
Annual Fee
$0

Highlights

  • 2% cash back* on every purchase--no categories, tiers, or limits--no kidding.
  • No annual fee^
  • Zero Liability Protection
  • Secure online and mobile app account access
  • Get more out of every day purchases -- earn 2% cash back with your Synchrony Premier Card. No complicated math or rewards categories to remember.
  • Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
  • *2% cash back is valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made, if the account is open and in good standing. See Rewards Terms for details. We reserve the right to modify features of the Cashback Program at any time.
  • ^NO ANNUAL FEE: New Accounts as of October 1, 2024: Variable Purchase APR 18.74%, 27.74%, or 34.49%. Variable Bal Trans APR 18.74%, 27.74%, or 34.49% and 4% Fee ($10 min). Variable Cash APR 21.74%, 30.74% or 37.49% and 5% Fee ($10 min). Variable Penalty APR 28.74%, 37.74% or 39.99%. Minimum Interest Charge is $2. Foreign transaction fee: 3%.

Features

  • Cash Back
    Cash Back
  • Dining
    Dining
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Hotel
    Hotel
  • No Annual Fee
    No Annual Fee
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

2.6 out of 5

Our take:

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.