- Intro Bonus
- $200 Cash BackSpecial offer: Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening.
- Reward Rates
- 3% and 2% Cash BackChoose your top two spend categories to earn unlimited 3% and 2% Cash Back.
- 1% Cash BackEarn unlimited 1% Cash Back on all other eligible purchases.
- Balance Transfers Intro APR
- 0% introductory APR balance transfers for first 15 billing cycles after account opening. After that, 19.49%, 24.49% or 29.49% variable APR based on your credit worthiness.
- Purchases Intro APR
- N/A
- Regular APR
- 19.49%, 24.49% or 29.49% variable APR based on your creditworthiness.
- Annual Fee
- None
Highlights
- Special offer: Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening.
- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back. Earn unlimited 1% Cash Back on all other eligible purchases.
- Switch spend categories up to four times a year.
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
Staff Review
Editor's Rating: 3.4 out of 5 | Our take: With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value. View similar rewards cards |