Credit Cards»The Gemini Credit Card®
The Gemini Credit Card®See Rates & Fees
Partner Offer

The Gemini Credit Card®

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Gemini's secure site
Intro Bonus
$200 in cryptoEarn a $200 in crypto bonus if you are approved by June 30, 2025 and spend $3,000 in your first 90 days as a new cardholder.
Reward Rates
4%Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
3%3% back on dining
2%2% back on groceries
1%1% back on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
17.24% - 29.24% Variable
Annual Fee
None.

Highlights

  • Earn $200 in cryptocurrency after spending $3,000 in the first 90 days. To qualify, applications need to be submitted and approved by June 30, 2025. Terms apply.
  • No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
  • Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
  • 3% back on dining, 2% back on groceries, 1% back on all other purchases
  • It’s the only credit card that deposits your crypto rewards immediately. In some rare cases, rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
  • You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
  • Maximize your crypto rewards by adding family, friends or a special someone to your primary account.
  • Your choice of a black, silver, or rose gold stainless-steel card, made from 75% recycled material
  • Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
  • The Gemini Credit Card is issued by WebBank and offers various benefits from Mastercard.

Features

  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Rewards
    Rewards