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The New United Club℠ Card
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The New United Club℠ Card

Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

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Intro Bonus
Earn 95,000 bonus milesDebut Offer: Earn 95,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Reward Rates
4x4x miles on United® purchases
2x2x miles on dining and all other travel
1x1x mile on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
20.49% - 28.99% Variable
Annual Fee
$695

Highlights

  • Debut Offer: Earn 95,000 bonus miles
  • 4x miles on United® purchases
  • 2x miles on dining and all other travel
  • 1x mile on all other purchases
  • United Club℠ membership - at least a $750 value
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • Earn a 10,000-mile award flight discount after $20,000 in purchases - up to two times each calendar year
  • Member FDIC

Features

  • Airline
    Airline
  • Excellent Credit
    Excellent Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel
  • Visa
    Visa

Staff Review

Editor's Rating:

4.3 out of 5

Our take: Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.