United Gateway℠ Card
United Gateway℠ Card
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Credit Cards»Chase Credit Cards»United Gateway℠ Card
United Gateway℠ Card
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United Gateway℠ Card

Our rating:3.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn 30,000 bonus milesLimited-time Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Reward Rates
2x2x miles on United® purchases, at gas stations, and on local transit and commuting.
1x1x mile on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Intro APR on Purchases for 12 months
Regular APR
21.49% - 28.49% Variable
Annual Fee
$0

Highlights

  • Limited-time Offer: Earn 30,000 bonus miles
  • No annual fee
  • 2x miles on United® purchases
  • 2x miles at gas stations
  • 2x miles on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC

Features

  • Airline
    Airline
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

3.4 out of 5

Our take: Though it falls short of other United credit cards when it comes to perks and ongoing rewards value, the United Gateway Card could be a good fit for occasional travelers looking to avoid an annual fee.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.