Alaska Airlines Visa Signature® credit card review

Alaska Airlines Visa Signature® credit card review

Updated: December 20, 2024

Partner Offer

Apply now
Updated: December 20, 2024

Partner Offer

Apply now
Ratings Policy
Rewards Rating:
4.5 rating
4.5 rating
4.5 / 5
Rewards Value:4.0
Annual Percentage Rate:3.0
Rewards Flexibility:4.0
Features:3.0
Issuer Customer Experience5.0

In a Nutshell:

A good deal for budget-conscious West Coast residents who frequently fly Alaska Air, the Alaska Airlines Visa card pairs a generous sign-up bonus and valuable rewards program with one of the lowest APRs available on a travel card.

Learn more about this card

Rewards Rate

  • Unlimited 3 miles per dollar spent on eligible Alaska Airlines purchases
  • Unlimited 2 miles per dollar on eligible gas, cable, streaming services and local transit including ride share purchases
  • 1 mile per dollar on other purchases
Average

Sign-up Bonus

Limited-time online offer: Get 70,000 bonus miles plus Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.

Excellent

Annual Benefit
Companion fare from $122 ($99 plus taxes and fees from $23) after you spend $6,000 or more on purchases within the prior anniversary year

Excellent

Annual Fee
$95

Fair

APR
See Terms

Poor

Chase Customer Service Ratings

  • J. D. Power 2020 customer satisfaction rating: 809 (30% of issuers in this category ranked higher)
  • 24/7 customer service?: Yes
  • Online chat available?: No
  • Google Play Store mobile app rating: 4.4/5
  • Apple Store mobile app rating: 4.8/5
Fair

Other Notable Features: First checked bag free, discounted companion pass, no foreign transaction fees, lost luggage reimbursement, car rental insurance, concierge service, shopping discounts, 20% back on all Alaska Airlines inflight purchases

Alaska Airlines has a limited footprint and flies mostly in the Western U.S. But there is a reason why it has amassed a small army of devoted flyers. Alaska miles can carry you further than miles from other popular programs. The major strengths of Alaska’s MileagePlan are a great redemption scheme, generous routing rules, and a vast network of domestic and international partners.

The Alaska Airlines Visa Signature® credit card gives you an opportunity to get bonus miles for things you have to do anyway, such as paying for your airline expenses. Aside from having a better-than-average earning scheme, it also offers a generous bags allowance and a companion ticket when you meet the spending requirements.

Terrific sign-up bonus

Currently, the sign-up bonus features a valuable limited-time online offer. If you spend $3,000 in your first 90 days, you’ll not only earn 70,000 bonus miles, but Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23).

While the card’s previous offer was also generous, giving you a chance at 60,000 bonus miles and the companion fare with the same spending requirement and fees (a $3,000 spend in the first 90 days; $99 fare plus taxes and fees from $23), the new offer holds even more value, so now is a great time to apply if you’ve been on the fence, especially if you have a regular travel companion and a few trips planned. Based on the latest valuations from Bankrate, which value Alaska miles at about 1.1 cents per mile, this 70,000 bonus miles can be worth around $770 in travel. That’s not to mention the enormous potential value of the companion fare perk.

Good earning scheme for an airline card

The Alaska Airlines Visa Signature® credit card pays you 3 miles back per dollar spent on eligible Alaska Airlines tickets, vacation packages and cargo purchases. That’s 50 percent higher than the average airline earning scheme rate. Most co-branded airline cards offer 2 miles per dollar for airline purchases. The card also earns 2 miles per dollar in popular categories including eligible gas, cable, streaming service, local transit and rideshare purchases, as well as 1 mile for all other purchases.

Discounted companion fare

Just like many other airlines, Alaska offers a yearly benefit of a companion fare with a paid ticket each year on your account anniversary. You can get discounted fare for a companion starting at $122 ($99 fare plus taxes and fees from $23) after you spend $6,000 or more on purchases within the prior anniversary year. The fare is valid for any Alaska flight booked on alaskaair.com, there are no fuel surcharges and all fare brackets qualify. And the redemption is painless – you simply apply the discount code at the time you purchase the primary ticket.

Wide network of domestic and international partners

Alaska Airlines primarily serves the West Coast. However, even if you don’t live on the West Coast, you may still find Alaska’s rewards program valuable, thanks to Alaska’s vast partner airline network. You can use Alaska miles on American Airlines, Delta Air Lines, Cathay Pacific, Emirates, British Airways, and many other airlines. Most of these airlines do not make you pay fuel or other carrier surcharges. The award levels are usually quite reasonable, and Alaska rules allow a free stopover – even on a one-way trip. That means two stopovers per round trip – more travel for your miles.

Valuable perks for frequent travelers

The Alaska Airlines card entitles the cardholder and up to six people traveling on the same reservation to one free checked bag each. On top of this valuable perk, the card comes with a slew of Visa Signature benefits, including car rental insurance, lost luggage reimbursement and concierge services.

Why get the Alaska Airlines card?

  • You frequently fly on Alaska Airlines.
  • You want to collect Alaska’s MileagePlan miles to redeem on one or more Alaska partner airlines.
  • You’re interested in a discounted companion pass.
  • You tend to fly with a big group and want to take advantage of the generous bag-checking allowance.

How to use the Alaska Airlines card:

  • Book all your Alaska flights and travel packages with the card to maximize earnings.
  • Spend $3,000 in your first 90 days to earn the sign-up bonus.
  • Try to utilize free stopovers on Alaska and partner airlines to get more bang for your miles.
  • Watch for fuel surcharges on Icelandair and British Airways.

Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners. Learn more about our advertising policy

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. It is not our partner’s responsibility to ensure all posts or questions are answered.

Partner Offer

Apply now