Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
American Express® Business Gold Card
Last reviewed: September 10, 2024
The American Express Business Gold Card is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.
The Hilton Honors American Express Business Card
Last reviewed: September 19, 2024
The American Express Hilton Honors Business card comes with a large introductory offer and a generous rewards rate that can add up to a lot of free hotel nights if you spend it strategically.
Marriott Bonvoy Business® American Express® Card
Last reviewed: October 17, 2024
Loyalists of Marriott Bonvoy brands can rack up points easily with generous rewards on spending categories on the Marriott Bonvoy Business American Express Card.
United Club℠ Infinite Card
Last reviewed: November 14, 2024
Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.
Delta SkyMiles® Gold Business American Express Card
Last reviewed: October 25, 2024
The Delta SkyMiles Gold Business American Express Card offers a solid welcome offer, priority boarding, a free checked bag and unique perks for business owners.
Ink Business Cash® Credit Card
Last reviewed: November 8, 2024
If you’re determined to keep costs to a minimum, the Chase Ink Business Cash Credit Card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.
The American Express Blue Business Cash™ Card
Last reviewed: November 8, 2024
The American Express Blue Business Cash Card comes with a major selling point: 2 percent cash back on your first $50,000 of purchases each year (then 1%) for no annual fee.
BILL Divvy Corporate Card
Last reviewed: November 13, 2024
The BILL Divvy Corporate Card boasts a unique rewards program and savvy expense tracking tools, but you’ll only enjoy impressive rewards rates if you pay your bill more than once per month.
Card issued by Cross River Bank, Member FDIC.
Capital One Spark Miles for Business
Last reviewed: November 12, 2024
The Capital One Spark Miles for Business card offers a solid bonus and valuable travel rewards, plus valuable mile transfer options.
The Blue Business® Plus Credit Card from American Express
Last reviewed: November 8, 2024
Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on purchases (up to $50,000 in purchases per year, then 1 point per dollar) Terms and limitations apply, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Last reviewed: November 8, 2024
You could get unmatched value out of this card as a Preferred Rewards member at the Platinum or Platinum Honors tier, but most cardholders will be better off with a card that offers a higher base rewards rate – even if that means paying an annual fee.