Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards, from our partners, that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Bank of America® Customized Cash Rewards credit card
Last reviewed: October 16, 2024
The Bank of America Customized Cash Rewards card’s regular APR is fairly low, plus it offers a long introductory period on balance transfers and new purchases, potentially sparing you a lot of interest in your first year of membership.
Spirit Airlines World Mastercard credit card
Last reviewed: November 14, 2024
The Travel More card could be a great value for Spirit Airlines loyalists thanks to its practical rewards categories and easy-to-score annual companion travel voucher. But if you’re looking for flexible reward redemption, it’s definitely not the card for you.
*All information about the Free Spirit Travel More card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is not available on our site.
M&T Visa credit card
Last reviewed: May 8, 2020
The no-frills M&T Visa credit card can save money on interest thanks to its 12-month introductory period on balances and new purchases and reasonable rates and fees.
Wells Fargo Cash Wise Visa® card
Last reviewed: December 29, 2022
The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its introductory APR period and a good cash rewards program, but you can find cards with even longer introductory periods and more reasonable APRs.
All information about the Wells Fargo Cash Wise Visa® card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Capital One VentureOne Rewards Credit Card
Last reviewed: October 22, 2024
The interest rate is reasonable – although not great – but the array of other features make the VentureOne Rewards Card worthy of consideration.
American Express Everyday Preferred card
Last reviewed: September 20, 2024
The American Express Everyday Preferred card offers a reasonable interest rate and a 12-month introductory period on new purchases and balance transfers, but bargain-minded cardholders may be turned off by the card’s high annual fee. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Regions Visa Signature Premium credit card
Last reviewed: September 10, 2020
While the APR on the Regions Premium Visa Signature card is reasonable and cardholders can save interest on the card with its 0-percent introductory offer, bargain-minded cardholders will likely scoff at the card’s $125 annual fee.
Upgrade Cash Rewards Visa®
Last reviewed: September 25, 2024
Since it rewards payments via cash back and automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check.
Capital One Quicksilver Cash Rewards Credit Card
Last reviewed: November 14, 2024
The Capital One Quicksilver Cash Rewards credit card is a good option for saving on interest, due to a long introductory APR on new purchases and balance transfers.
Upgrade Triple Cash Rewards Visa®
Last reviewed: October 2, 2024
The Upgrade Triple Cash Rewards card lets users combine the convenience of a credit card with the predictability and consistency of a personal loan. Better yet, it lets cardholders earn rewards on their purchases, and it’s available to people with fair credit scores.