Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards, from our partners, that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Navy Federal Credit Union Visa Signature Flagship Rewards card
Last reviewed: February 17, 2022
The Visa Signature Flagship Rewards card features a good rewards program and very reasonable rates and fees, as well as a low ongoing APR.
View similar low interest cards
KeyBank Key2More Rewards credit card
Last reviewed: March 3, 2021
With its low APR and brief 0 percent introductory period on balance transfers and new purchases, the Key2More Rewards card can help you save some money on interest, though you can find cards with much longer introductory periods and lower interest rates.
DCU Visa Platinum credit card
Last reviewed: September 3, 2021
The DCU Visa Platinum credit card offers a low APR, a small sign-up bonus and relatively modest fees, but unfortunately lacks a 0 percent introductory APR.
First Citizens Rewards Visa card
Last reviewed: March 2, 2021
The regular APR on the First Citizens Rewards Visa card is reasonable, but cardholders seeking to finance a new purchase may be better of with a card that offers a 0-percent introductory APR on new purchases.
SunTrust Travel Rewards card
Last reviewed: May 8, 2020
The SunTrust travel card features a low APR and a long 15-month 0-percent introductory period for balance transfers, but unfortunately doesn’t include a 0-percent APR for new purchases and charges a high annual fee to boot.
USAA Cash Rewards® American Express® Card
Last reviewed: February 24, 2021
Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
U.S. Bank Altitude® Go Visa Signature® Card
Last reviewed: October 23, 2024
Thanks to its impressive rewards rate on a variety of everyday purchases, the U.S. Bank Altitude Go card is a great option for foodies and occasional travelers who want to avoid an annual fee.
USAA® Preferred Cash Rewards Visa Signature® Card
Last reviewed: March 8, 2021
The USAA Preferred Cash Rewards Card offers a fairly reasonable APR, but doesn’t offer a 0-percent introductory APR on balance transfers and new purchases. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
USAA® Cashback Rewards Plus American Express® Card
Last reviewed: January 11, 2021
Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
DCU Visa Platinum Rewards credit card
Last reviewed: January 15, 2021
The DCU Visa Platinum Rewards card comes with a reasonable interest rate and waives many common fees; however, cardholders who want to save money on interest would be better served by a card with a 0 percent introductory offer.
AeroMexico Visa Signature card
Last reviewed: September 10, 2020
Though the AeroMexico Visa Signature card offers a reasonable APR for a travel rewards card, cardholders on a budget will find the card a bit pricey.
Korean Air SKYPASS Visa Signature card
Last reviewed: January 15, 2021
Loyal customers of Korean Air should appreciate the SKYPASS card’s reasonable APR, though regular cardholders looking for a modestly priced credit card may find the fees on the card a bit hefty.