
No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.

Discover it® Cash Back
Last reviewed: April 7, 2025
The Discover it® Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous intro bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
Terms and conditions apply.

Capital One Quicksilver Student Cash Rewards Credit Card
Last reviewed: April 7, 2025
Offering one of the cash back rates of any student card, the Quicksilver Student should be a solid foundation for student credit builders looking for a streamlined rewards program.

Discover it® Chrome
Last reviewed: February 10, 2025
A good card for foodies and commuters, the Discover it® Chrome credit card features an outstanding intro bonus that matches the cash back you earn at the end of your first year and a solid rewards rate on restaurant and gas station purchases.
Terms and conditions apply.

Citi Custom Cash® Card
Last reviewed: April 7, 2025
It offers terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. Just be sure you aren’t missing out on accelerated rewards in your second- and third-highest categories.
*All information about the Citi Custom Cash® Card has been collected independently by CreditCards.com and has not been reviewed by the issuer.

Hilton Honors American Express Card
Last reviewed: April 7, 2025
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors points aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

Bank of America® Customized Cash Rewards credit card
Last reviewed: April 7, 2025
The Bank of America Customized Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 combined spending cap on bonus category rewards limits how much cardholders can earn.
*All information about the Bank of America® Customized Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer.