Red Roof Inn RediCard+ Visa credit card review

Red Roof Inn RediCard+ Visa credit card review

Updated: April 30, 2020
Updated: April 30, 2020
Ratings Policy
Hotel Rating:
0 rating
0 rating
0 / 5
Rewards Value:0.3
Annual Percentage Rate:2.1
Rewards Flexibility:2.4
Hotel Options:1.0
Features:1.0

In a Nutshell:

The RediCard+ Visa credit card makes it relatively easy for frequent lodgers to earn free nights at the budget-friendly Red Roof Inn, but unlike many competitors, the card doesn’t offer much else. This offer is no longer available.

 

 

 

Rewards Rate

  • 5:1 Red Roof Inn hotel stays (15:1 when combined with RediCard rewards)
  • 2:1 gas and fast-food purchases
  • 1:1 on everyday purchases
Fair

Sign-up Bonus
6,000 bonus points (good for one free night’s hotel stay)

Poor

Annual Bonus
None

Poor

Annual Fee
$0

Excellent

Average Yearly Rewards Value ($1,325 monthly spend)
$238

Poor

APR
14.24-25.24% (variable)

Average

Rewards Redemption
Pros:

  • No limit on the number of points you can earn
  • Points don’t expire
  • Fewer points required to book a hotel room than many hotel cards

Cons:

  • Rewards-funded rooms may be limited
  • You can’t book rewards reservations more than six months in advance
  • You can’t stay in the same location for free for more than a week at a time per month
  • Free night’s stay certificate expires within a year
  • Limited redemption: Rewards can be used only for free night’s stays at Red Roof properties
Fair

Hotel Options

  • Properties: 400
  • Countries: 1
Poor

Other Notable Features: Express check-in, 8 p.m. courtesy hold for late arrivals, free bottled water for each hotel stay, up to 20 percent off hotel rates when you book at least 10 days in advance, exclusive promotions

Ratings Policy
No Annual Fee Rating:
0 rating
0 rating
0 / 5
Rewards Value:2.0
Annual Percentage Rate:1.4
Rewards Flexibility:2.8
Features:1.0

In a Nutshell:

For frequent guests of Red Roof Inn, the RediCard makes good economic sense: The card offers a decent rewards rate and you get a 6,000-point sign-up bonus, which entitles to you a free night right off the bat, all for no annual fee. However, the card is thin on features and doesn’t offer much in the way of hotel perks. This offer is no longer available.

Rewards Rate

  • 5:1 Red Roof Inn hotel stays
  • 2:1 gas and fast food purchases
  • 1:1 general purchases
Average

Sign-up Bonus
6,000 bonus points (good for one free night’s hotel stay)

Average

Annual Fee
$0

Excellent

Average Yearly Rewards Value ($1,325 monthly spend)
$238

Average

APR
14.24-25.24% (variable)

Fair

Rewards Redemption
Pros:

  • No limit on the number of points you can earn
  • Points don’t expire
  • Fewer points required to book a hotel room than many hotel cards

Cons:

  • Rewards-funded rooms may be limited
  • You can’t book rewards reservations more than six months in advance
  • You can’t stay in the same location for free for more than a week at a time per month
  • Free night’s stay certificate expires within a year
  • Limited redemption: Rewards can be used only for free night’s stays at Red Roof properties
Excellent

Other Notable Features: Express check-in, 8 p.m. courtesy hold for late arrivals, free bottled water for each hotel stay, up to 20 percent off hotel rates when you book at least 10 days in advance, exclusive promotions

Ratings Policy
Rewards Rating:
0 rating
0 rating
0 / 5
Rewards Value:1.6
Annual Percentage Rate:2.0
Rewards Flexibility:2.8
Features:1.0

In a Nutshell:

The Redicard+ Visa isn’t the most generous rewards card on the market, but fans of the pet-friendly budget hotel chain Red Roof Inn will appreciate the card’s decent sign-up bonus and accessible hotel-centric rewards. This offer is no longer available.

Rewards Rate

  • 5:1 Red Roof Inn hotel stays
  • 2:1 gas and fast food purchases
  • 1:1 general purchases
Average

Sign-up Bonus
6,000 bonus points (good for one free night’s hotel stay)

Fair

Annual Fee
$0

Excellent

Average Yearly Rewards Value ($1,325 monthly spend)
$238

Fair

APR
14.24-25.24% (variable)

Average

Rewards Redemption
Pros:

  • No limit on the number of points you can earn
  • Points don’t expire
  • Fewer points required to book a hotel room than many hotel cards

Cons:

  • Rewards-funded rooms may be limited
  • You can’t book rewards reservations more than six months in advance
  • You can’t stay in the same location for free for more than a week at a time per month
  • Free night’s stay certificate expires within a year
  • Limited redemption: Rewards can be used only for free night’s stays at Red Roof properties
Average

Other Notable Features: Express check-in, 8 p.m. courtesy hold for late arrivals, free bottled water for each hotel stay, up to 20 percent off hotel rates when you book at least 10 days in advance, exclusive promotions

Ratings Policy
Travel Rating:
0 rating
0 rating
0 / 5
Rewards Value:1.8
Annual Percentage Rate:1.1
Rewards Flexibility:2.8
Features:1.0

In a Nutshell:

You don’t need to earn a ton of points to earn a free night’s stay at the pet-friendly Red Roof Inn with this accessible hotel card; however, the hotel chain’s small network limits the card’s appeal. This offer is no longer available.

Rewards Rate

  • 5:1 Red Roof Inn hotel stays
  • 2:1 gas and fast food purchases
  • 1:1 general purchases
Average

Sign-up Bonus
6,000 bonus points (good for one free night’s hotel stay)

Fair

Annual Fee
$0

Excellent

Average Yearly Rewards Value ($1,325 monthly spend)
$238

Fair

APR
14.24-25.24% (variable)

Fair

Rewards Redemption
Pros:

  • No limit on the number of points you can earn
  • Points don’t expire
  • Fewer points required to book a hotel room than many hotel cards

Cons:

  • Rewards-funded rooms may be limited
  • You can’t book rewards reservations more than six months in advance
  • You can’t stay in the same location for free for more than a week at a time per month
  • Free night’s stay certificate expires within a year
  • Limited redemption: Rewards can be used only for free night’s stays at Red Roof properties
Average

Other Notable Features: Express check-in, 8 p.m. courtesy hold for late arrivals, free bottled water for each hotel stay, up to 20 percent off hotel rates when you book at least 10 days in advance, exclusive promotions

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This offer no longer exists. See our reviews section for reviews on current offers.

If you’re a fan of pet-friendly Red Roof Inn and are satisfied with earning only free night’s stays at the chain, the RediCard+ Visa card is a good card. It offers a generous number of rewards points on hotel purchases if you pair the card with a RediCard loyalty program membership. It also makes it easier than many hotel cards to boost your points by offering double points on gas and fast-food purchases.

To get the most value out of this card you need to frequently stay at Red Roof Inn/Red Roof Plus+, which has a limited number of U.S. locations. There are Red Roofs in 36 states – mostly in the Midwest and South.

Ample rewards for Red Roof guests

If you routinely stay at Red Roof Inn, you could earn a large number of points relatively quickly with this hotel card – especially if you pair it with the hotel chain’s loyalty program. By itself, the RediCard+ Visa card offers five points for every dollar spent on Red Roof visits – a solid rewards rate for a card with no annual fee. That rewards rate shoots up to 15 points for every dollar spent when you couple your RediCard+ Visa points with points earned with the RediCard loyalty program.

The RediCard+ Visa also lets cardholders quickly boost their hotel rewards when they use the card for gas and fast-food purchases. Both categories earn two points per dollar spent.

Modest sign-up bonus

The RediCard+ Visa offers a small sign-up bonus of 6,000 points after the first purchase, but that doesn’t compare well with sign-up offers for other cards. That 6,000 points is enough to earn a free night’s stay at Red Roof Inn, but that’s about it. Many hotel cards lure cardholders with enough points to purchase multiple night stays or an evening in a hotel in a more expensive city.  

Decent return for modest spending

With such a high rewards rate, you don’t have to spend much to earn a number of free hotel stays. For example, depending on the hotel room rate, just five nights at a Red Roof Inn could potentially earn you a free night. In some pricier locations, you would need to stay at a Red Roof Inn for just three or four nights to earn a free night’s stay. If you also spend a lot on gas or fast-food purchases, you could earn free hotel stays even faster.

Simple but limited redemption

The RediCard+ Visa makes redeeming points relatively simple by sending a free night’s stay certificate every time you earn at least 6,000 points. But the certificate expires 168 days after you receive it, so you’ll have to act relatively fast. You also can’t transfer your points to other loyalty programs or use them for anything other than Red Roof hotel stays. If you don’t want to be tied to staying at Red Roof Inn or Red Roof Plus+ properties, you may want to consider other cards.

Expensive APR

The RediCard+ Visa also charges a relatively high APR – especially for cardholders with lower credit scores so don’t use this card for purchases you can’t immediately repay. Cardholders with the best credit scores may receive an APR of 14.24 percent, which is slightly below average for a rewards card. The average rewards credit card charges a maximum APR of 22.21 percent, according to CreditCards.com data. RediCard+ Visa cardholders with lower scores may receive an APR of 25.24 percent, which is higher than the average 22.56 percent for cardholders with bad credit.

Why get the RediCard+ Visa card?

  • You’re interested in using your card only for free night stays at Red Roof properties.
  • You’re a fan of Red Roof Inn and tend to travel to cities served by the hotel chain.
  • You want to be able to earn free night’s stays relatively easily without spending a huge amount.

How to use the RediCard+ Visa card:

  • When possible, choose Red Roof Inn or Red Roof Plus+ for all your hotel stays, and use your card to book your reservation.
  • Supplement your rewards earnings by using your card for gas and fast-food purchases.
  • Keep track of the expiration dates for each rewards certificate you receive, and be sure to book a room within a year.

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