Retail Credit Cards - Reviews
For many retailers, a store-branded credit card is a great way to lure in repeat shoppers as well as ensnare customers in a load of debt due to high interest rates and the temptation to spend more than they can afford.
But retail cards aren’t all bad. When used responsibly, they can be a good introduction to credit for consumers with a limited credit history. And there are a few stand-outs in this category that offer great rewards programs that allow you to earn a large amount of cash back on your regular spending.
We’ve reviewed the most popular store cards, looking at their rewards programs, special financing deals, APRs and other perks, as well as their potential pitfalls.
Prime Visa
Last reviewed: December 6, 2024
The Prime Visa card offers a great rewards rate on Amazon and Whole Food purchases, but Prime membership requires a high fee, so the card only makes sense if you’re already an Amazon fan.
Capital One Walmart Rewards® Mastercard®
Last reviewed: November 26, 2024
Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
All information about the Capital One Walmart Rewards® Mastercard® has been collected independently by CreditCards.com and has not been reviewed by the issuer.
Verizon Visa® Card
Last reviewed: September 25, 2024
The Verizon Visa Card offers Verizon customers impressive rewards value and service discounts – but it’s only worth applying if you plan to stick with the carrier for the long haul.
Amazon Prime Secured Card
Last reviewed: August 9, 2024
The Amazon Prime Secured card’s $0 annual fee, low minimum deposit requirement and Prime member rewards make it a decent option for regular Amazon customers who are looking to build or rebuild their credit and don’t mind the inflexibility of a store card.
My Best Buy Visa Card
Last reviewed: November 15, 2023
The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.
Sam's Club® Mastercard®
Last reviewed: September 24, 2024
With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making gas and dining purchases outside the warehouse club.
All information about the Sam’s Club Mastercard has been collected independently by CreditCards.com and has not been reviewed by the issuer.
View similar retail rewards cards
American Eagle Outfitters Connected Visa credit card
Last reviewed: May 8, 2020
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.
Macy's American Express card
Last reviewed: July 27, 2023
Savvy shoppers who never miss a Macy’s One-Day Sale have the potential to win big with the department store’s co-branded American Express card, but an unsurprisingly high APR means less disciplined cardholders could find themselves in trouble when carrying a balance from month to month.