Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.

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Macy's American Express card review

Macy's American Express card

2.9 rating

Savvy shoppers who never miss a Macy’s One-Day Sale have the potential to win big with the department store’s co-branded American Express card, but an unsurprisingly high APR means less disciplined cardholders could find themselves in trouble when carrying a balance from month to month.

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Disney® Visa® Card review

Disney® Visa® Card

2.8 rating

While this card offers enticing Disney perks, its rewards program falls a bit flat. If you are planning a Disney vacation, it might be worth looking into a different rewards card that could really maximize your spending.

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M&T Visa Signature card review

M&T Visa Signature card

2.8 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

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Navy Federal Credit Union Go Rewards credit card review

Navy Federal Credit Union Go Rewards credit card

2.7 rating

One of the best rewards cards available for on-the-go cardholders who plan to carry a balance, the NFCU Go Rewards card offers a solid spending bonus on gas and restaurant purchases and a reasonably priced APR.

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Citizens Bank Cash Back Plus World MasterCard review

Citizens Bank Cash Back Plus World MasterCard

2.7 rating

The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.

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Sears MasterCard review

Sears MasterCard

2.7 rating

The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.

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Amazon Rewards Visa Signature card review

Amazon Rewards Visa Signature card

2.6 rating

For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.

* All information about the Amazon Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.

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BMO Harris Bank Premium Rewards Mastercard review

BMO Harris Bank Premium Rewards Mastercard

2.6 rating

Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.

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Bed Bath & Beyond Mastercard review

Bed Bath & Beyond Mastercard

2.6 rating

The Bed Bath & Beyond Mastercard stands out in the retail card category for its strong rewards, fair sign-up offers and decent APR.

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AT&T Access Card from Citi review

AT&T Access Card from Citi

2.6 rating

The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.

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LATAM Visa Signature Card review

LATAM Visa Signature Card

2.6 rating

The LATAM Visa Signature Card isn’t as generous as some of its competitors; but for cardholders who travel frequently to South America, it offers some modest bonuses on airfare and a smattering of benefits, including an annual 20 percent discount on LATAM purchases and three discounted upgrades per year.

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BBVA Compass ClearPoints credit card review

BBVA Compass ClearPoints credit card

2.6 rating

Though it offers a merely average rewards program, the Compass ClearPoints card at least allows you to choose your bonus categories.

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