Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
Starwood Preferred Guest American Express Luxury Card
Last reviewed: April 7, 2025
The Starwood Preferred Guest American Express Luxury card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value. This offer is no longer available.
First National Bank Maximum Rewards Visa card
Last reviewed: May 8, 2020
Despite its promising name, the First National Bank Maximum Rewards Visa card is a basic, run-of-the-mill credit card with limited perks and unexceptional rewards. This offer is no longer available.
Citi Hilton Honors Visa Signature card
Last reviewed: December 12, 2019
With a large sign-up bonus, flexible rewards redemption and one of the world’s largest hotel loyalty programs, the Citi Hilton Honors Visa Signature card offers good value, but holds less appeal for cardholders seeking rewards options outside of Hilton hotel stays. This offer is no longer available.
Barclaycard Arrival Plus World Elite Mastercard
Last reviewed: January 20, 2026
With the highest general rewards rate on the market, the Barclaycard Arrival Plus World Elite Mastercard offers a winning combination of value, flexibility and valuable travel perks. This card offer is no longer available.
Barclays Arrival Premier World Elite Mastercard
Last reviewed: January 20, 2026
The Barclays Arrival Premier World Elite Mastercard lacks a sign-up bonus and — compared to similar rewards cards — the spending threshold to unlock its full annual bonus is steep; however, if you use it as your go-to card, the rewards could really add up over time. This offer is no longer available.
Barclaycard Financing Visa
Last reviewed: April 7, 2025
Apple fanatics can finance high-cost purchases using the Barclays Visa, but a high APR for some cardholders means they should also be vigilant about paying balances in full before the promotional period runs out. Note: This card offer is no longer available from the issuer.
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Wyndham Rewards Visa card
Last reviewed: April 7, 2025
The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems. This offer is no longer available.
PenFed Platinum Cash Rewards Visa card
Last reviewed: May 6, 2020
An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.
Wyndham Rewards Visa Signature card
Last reviewed: April 7, 2025
Cardholders on the search for a more flexible rewards card may be able to make good use of Wyndham’s large network of budget hotels, though they’ll have to watch out for the short expiration date on rewards points. This offer is no longer available.